Embassy Bancorp, Inc.

Embassy Bancorp, Inc. is a Pennsylvania corporation organized in 2008 and registered as a bank holding company. The Company was formed to acquire Embassy Bank For The Lehigh Valley, which occurred on November 11, 2008, as part of a reorganization into a bank holding company structure. This structure provides the Company with more flexibility in meeting its capital needs as it grows. The Company owns all of the capital stock of the Bank, its principal operating subsidiary. The Bank was incorporated as a Pennsylvania bank on May 11, 2001, and began operations on November 6, 2001. It was founded by local business persons and professionals with prior experience in community banking in the Lehigh Valley area of Pennsylvania, which is the Bank's primary market. The Company provides a full range of traditional financial products and services, including deposit and credit solutions, to consumers, businesses, and professionals within its market area. As a locally owned and operated community bank, it emphasizes personalized, efficient, and responsive service to local needs. The Company employs an experienced and trained staff focused on client relationships and utilizes modern delivery systems and service facilities.