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Eagle Financial Services, Inc.

corporate_fare Company Profile

Eagle Financial Services, Inc.

EFSI·NASDAQ·Finance·CIK 0000880641

General Eagle Financial Services, Inc. is a bank holding company incorporated in 1991, headquartered in Berryville, Virginia. The company operates through its Virginia-chartered subsidiary, Bank of Clarke, which began business on April 1, 1881. Bank of Clarke serves the Shenandoah Valley of Virginia, Northern Virginia, and Frederick, Maryland. Its physical presence includes fifteen full-service branches, one loan production office, one wealth management office, and one drive-through only facility. The main office is located at 2 East Main Street in Berryville, Virginia. The Bank has Virginia offices in Clarke County, Frederick County, Fauquier County, Loudoun County, and Fairfax County, along with locations in the towns of Leesburg and Purcellville, and the City of Winchester. It also has a Maryland office in Frederick. Bank of Clarke provides a broad spectrum of retail and commercial banking services, including demand, savings, and time deposits, as well as consumer, mortgage, and commercial loans. Customers have access to fourteen ATM locations in the trade area, and debit cards are issued for cash withdrawals through regional and national networks. The Bank also offers telephone banking, internet banking, and mobile banking, with online bill payment available for consumer and commercial internet banking users. Commercial deposit account services include ACH origination and remote deposit capture. The Bank of Clarke Wealth Management Division offers a full-service trust department providing fiduciary expertise such as trustee services for personal trusts, court-appointed guardian or conservator services, fiduciary investment management, estate settlement, and agency for trustees, alongside a separate brokerage area.

Eagle Financial Services, Inc. (NASDAQ:EFSI) is a publicly traded company in the Finance sector. Wiseek has independently scored 10 items for EFSI at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-09-08, rated 9/10. Across its 10 most recent items scored 7 or higher, the top rating is 9/10, with 3 rated 8 or above. Recent SEC coverage for EFSI spans 8-K, 10-Q, 10-K.

Recent high-impact activity:

  • Eagle Financial to Merge with John Marshall Bancorp in $253M All-Stock Deal
  • Eagle Financial Q2 Earnings: $5.0M Net Income Boosted by $3.5M Gain on Bearing Insurance Sale
  • Eagle Financial Q2 Earnings: $5.0M Net Income Boosted by $3.5M Gain, Core Profit Drops on Higher Loan Loss Provisions
  • Eagle Financial Q2 EPS $0.92, NIM Expands to 3.86%, Declares $0.31 Dividend
  • Q1 2026 Earnings Show Strong Rebound, Net Income Up Significantly Year-Over-Year

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$69.5M
Net Income
$8.21M
Diluted EPS
$1.59
Op. Cash Flow
$25.75M
Free Cash Flow
$24.35M
Cash & Equivalents
$217.19M
Debt / Equity
0.00×
Net Margin
11.8%
Shares Outstanding
5.37M sh
Source: 10-K · filed 2026-03-16 · accession 0000880641-26-000004

Short Interest & Short Volume

2.73 days to cover

FINRA reported short interest of 148,503 shares in EFSI as of the September 15, 2026 settlement, a 13.9% increase from the prior period — about 2.7 days to cover at its recent average daily volume. On October 2, 2026, 43.9% of EFSI volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)148,503 shares as of September 15, 2026
Change vs prior period▲ 13.9%
Days to cover2.73 at avg daily volume of 54,385
Daily short volume (FINRA facilities)43.9% of 6,909 shares on October 2, 2026
5-day average short volume41.3%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$45.51
52-week range · as of 2026-09-08 $31.44 – $45.51
Market cap
$246.28M
Volume
32.1K (0.7× avg)
3-mo avg 46.2K
Live data · 2026-10-05 01:17 UTC · Market closed

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feed EFSI - Latest Insights

EFSI
Sep 08, 2026, 8:45 AM EDT
Filing Type: 8-K
Importance Score:
9
Price at Filing: $41.91
Real-time Price: $45.51 info
Change: +$3.60 (+9%) info
Market Cap: $246.283M info
EFSI
Aug 10, 2026, 2:30 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $42.43
Real-time Price: $45.51 info
Change: +$3.08 (+7%) info
Market Cap: $246.283M info
EFSI
Jul 23, 2026, 4:01 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $41.45
Real-time Price: $45.51 info
Change: +$4.06 (+10%) info
Market Cap: $246.283M info
EFSI
Jul 23, 2026, 4:01 PM EDT
Source: PR Newswire
Importance Score:
7
Price at Filing: $41.45
Real-time Price: $45.51 info
Change: +$4.06 (+10%) info
Market Cap: $246.283M info
EFSI
May 11, 2026, 3:01 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $37.59
Real-time Price: $45.51 info
Change: +$7.92 (+21%) info
Market Cap: $246.283M info
EFSI
Apr 23, 2026, 5:00 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $38.90
Real-time Price: $45.51 info
Change: +$6.61 (+17%) info
Market Cap: $246.283M info
EFSI
Apr 23, 2026, 4:43 PM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $38.90
Real-time Price: $45.51 info
Change: +$6.61 (+17%) info
Market Cap: $246.283M info
EFSI
Mar 16, 2026, 4:06 PM EDT
Filing Type: 10-K
Importance Score:
9
Price at Filing: $32.51
Real-time Price: $45.51 info
Change: +$13.00 (+40%) info
Market Cap: $246.283M info
EFSI
Jan 27, 2026, 3:16 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $39.90
Real-time Price: $45.51 info
Change: +$5.61 (+14%) info
Market Cap: $246.283M info
EFSI
Jan 26, 2026, 4:44 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $39.90
Real-time Price: $45.51 info
Change: +$5.61 (+14%) info
Market Cap: $246.283M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets