EAGLE FINANCIAL SERVICES INC

General Eagle Financial Services, Inc. is a bank holding company incorporated in 1991, headquartered in Berryville, Virginia. The company operates through its Virginia-chartered subsidiary, Bank of Clarke, which began business on April 1, 1881. Bank of Clarke serves the Shenandoah Valley of Virginia, Northern Virginia, and Frederick, Maryland. Its physical presence includes fifteen full-service branches, one loan production office, one wealth management office, and one drive-through only facility. The main office is located at 2 East Main Street in Berryville, Virginia. The Bank has Virginia offices in Clarke County, Frederick County, Fauquier County, Loudoun County, and Fairfax County, along with locations in the towns of Leesburg and Purcellville, and the City of Winchester. It also has a Maryland office in Frederick. Bank of Clarke provides a broad spectrum of retail and commercial banking services, including demand, savings, and time deposits, as well as consumer, mortgage, and commercial loans. Customers have access to fourteen ATM locations in the trade area, and debit cards are issued for cash withdrawals through regional and national networks. The Bank also offers telephone banking, internet banking, and mobile banking, with online bill payment available for consumer and commercial internet banking users. Commercial deposit account services include ACH origination and remote deposit capture. The Bank of Clarke Wealth Management Division offers a full-service trust department providing fiduciary expertise such as trustee services for personal trusts, court-appointed guardian or conservator services, fiduciary investment management, estate settlement, and agency for trustees, alongside a separate brokerage area.