EURONET WORLDWIDE, INC.

Euronet Worldwide, Inc. is a leader in electronic payment and transaction processing solutions. The company serves financial institutions, retailers, service providers, and individual consumers globally through its payments network, platforms, and technologies. Euronet's diverse technologies and services address various payment requirements and process transactions worldwide, focusing on compliant solutions for easier, faster, and secure financial transactions. As of December 31, 2025, Euronet operates in three core business segments. The Electronic Funds Transfer ("EFT") segment provides services to financial institutions and consumers using Euronet-owned and outsourced Automated Teller Machines ("ATMs") and Point-of-Sale ("POS") terminals, along with value-added and transaction processing services. This segment deploys and operates its own ATMs, offers ATM services for financial institutions, and provides electronic payment processing solutions. EFT also offers integrated electronic financial transaction software solutions for payment and transaction delivery systems. As of December 31, 2025, this network processed transactions across 56,818 ATMs and approximately 610,000 POS terminals. In 2025, the EFT Processing Segment accounted for approximately 30% of Euronet's consolidated revenues. The epay segment delivers retail payment solutions, connecting digital content from leading brands with consumers. epay maintains one of the largest retail networks across Europe and Asia Pacific for distributing physical and digital third-party content, including branded payments, mobile, and alternative payments. It partners with 1,000+ leading global brands and leverages its technology to provide scalable solutions. epay's consumer products simplify transactions and offer financial convenience across a range of branded payments. The epay segment operates in 60+ countries.