dLocal Ltd

dLocal Limited simplifies online payments in emerging markets. The company's mission is to enable global merchants to connect seamlessly with billions of emerging market users. Through its "One dLocal model," which includes one API, one technology platform, and one contract, dLocal allows global enterprise merchants to process online payments (pay-in) and make payments (pay-out) safely and efficiently. Merchants using the platform benefit from improved acceptance and conversion rates, reduced friction, and enhanced fraud prevention, helping them serve nearly 2 billion potential combined internet users in the countries dLocal operates in. As of December 31, 2025, dLocal's proprietary, fully cloud-based platform supports both cross-border and local-to-local transactions in 44 countries. The company empowers global merchants to expand their market reach by connecting them to consumers through over 160 different local pay-in payment methods and 939 local pay-out payment methods, including financial institutions, across various geographies. dLocal's technology architecture is designed for scalability and flexibility. An example of a solution developed is "dLocal for Platforms," an end-to-end payment solution that streamlines onboarding and verification, simplifies payment processing, and provides funds and platform management tools.