CoastalSouth Bancshares, Inc.

CoastalSouth Bancshares, Inc. is a bank holding company headquartered in Atlanta, Georgia, operating through its wholly-owned subsidiary, Coastal States Bank (CSB). CSB is a South Carolina state-chartered commercial bank with deposits insured by the FDIC. The company operates 11 retail banking branches across three main markets: the Lowcountry of South Carolina, Savannah, Georgia, and metro Atlanta, Georgia. CSB also manages four specialty lines of business: Senior Housing, Marine Lending, Government Guaranteed Lending, and Mortgage Banker Finance (MBF). Additionally, Coastal States Mortgage, Inc. (CSM), a wholly-owned subsidiary of CSB, originates single-family residential mortgages, some of which are retained in the portfolio. CoastalSouth Bancshares, Inc. functions as a full-service commercial bank, providing loan and deposit products to small-to medium-sized businesses and individuals in its markets. As of December 31, 2025, the company reported total assets of $2.31 billion, total loans held-for-investment (LHFI) of $1.62 billion, total deposits of $1.99 billion, and total shareholders' equity of $259.5 million. The company has expanded its franchise through de novo branch openings and two prior acquisitions.