CAPITAL ONE FINANCIAL CORP

Capital One Financial Corporation is a diversified financial services holding company that operates as a global payments provider and diversified financial institution. Established in 1994 and headquartered in McLean, Virginia, the company delivers a broad array of financial products and services to consumers, small businesses, and commercial clients. These services are offered through digital channels, branch locations, cafés, and other distribution channels. As of December 31, 2025, Capital One, National Association ("CONA") was its principal operating subsidiary. On May 18, 2025, Discover Financial Services merged into Capital One, and Discover Bank merged into CONA. Capital One was the largest issuer of credit cards in the United States of America based on the outstanding balance of credit card loans as of December 31, 2025. Beyond credit cards, the company also provides debit cards, bank lending, treasury management, and depository services, as well as auto loans and other consumer lending products in markets across the U.S.