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Citizens Holding Company

corporate_fare Company Profile

Citizens Holding Company

CIZN·OTC·Finance·CIK 0001075706

The Company is a one-bank holding company incorporated in Mississippi on February 16, 1982, and is the sole shareholder of The Citizens Bank of Philadelphia, Mississippi. The Bank, originally opened on February 8, 1908, as The First National Bank of Philadelphia, changed its name in 1917 upon obtaining a state charter. As of December 31, 2023, the Bank was the largest bank headquartered in Neshoba County, Mississippi, with total assets of $1,405,202 thousand and total deposits of $1,170,311 thousand. The Company's operations are entirely through the Bank, which constitutes its only reportable segment. For the Company as of December 31, 2022, this segment generated revenues of $58,032 thousand, an operating profit of $1,780 thousand, and total assets of $1,404,597 thousand. Through the Bank, the Company offers a variety of commercial and personal banking services. These include accepting demand, savings, and time deposit accounts, providing secured and unsecured loans, issuing letters of credit, originating mortgage loans, and offering personal and corporate trust services. Additionally, the Company provides credit life insurance and title insurance to its loan customers through third-party relationships. The principal executive offices are located at 521 Main Street, Philadelphia, Mississippi 39350.

Citizens Holding Company (OTC:CIZN) is a publicly traded company in the Finance sector. Wiseek has independently scored 2 items for CIZN at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-07-29, rated 7/10. Across its 2 most recent items scored 7 or higher, the top rating is 7/10.

Recent high-impact activity:

  • Citizens Holding Q2 Net Income Jumps 70% on Loan Growth, Margin Expansion
  • Citizens Holding Q1 Net Income Up 2%, But Credit Loss Provision Jumps on Single Loan

Financial Snapshot

Fiscal year ended December 31, 2023
Revenue
$38.63M
Net Income
$1.85M
Diluted EPS
$0.33
Op. Cash Flow
$5.52M
Free Cash Flow
$4.8M
Cash & Equivalents
$94.48M
Total Debt
$176.09M
Debt / Equity
4.12×
Net Margin
4.8%
Shares Outstanding
5.62M sh
Source: 10-K · filed 2024-03-29 · accession 0001437749-24-009993

Short Interest & Short Volume

1.10 days to cover

FINRA reported short interest of 10,491 shares in CIZN as of the September 15, 2026 settlement, a 13.5% decrease from the prior period — about 1.1 days to cover at its recent average daily volume. On October 2, 2026, 0.7% of CIZN volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)10,491 shares as of September 15, 2026
Change vs prior period▼ 13.5%
Days to cover1.10 at avg daily volume of 9,572
Daily short volume (FINRA facilities)0.7% of 13,432 shares on October 2, 2026
4-day average short volume15.8%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

$9.15 +0.03% today
52-week range · as of 2026-07-29 $6.44 – $10.5
Market cap
$52.1M
Volume
13.4K (2.6× avg)
3-mo avg 5.3K
Live data · 2026-10-05 03:37 UTC · Market closed

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feed CIZN - Latest Insights

CIZN
Jul 29, 2026, 5:12 PM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $10.50
Real-time Price: $9.15 info
Change: -$1.35 (-13%) info
Market Cap: $52.097M info
CIZN
Apr 27, 2026, 9:26 AM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $9.25
Real-time Price: $9.15 info
Change: -$0.100 (-1%) info
Market Cap: $52.097M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets