Civista Posts $16M Third-Quarter Net Income
CIVB sits 30% above its 52-week low of $20.6.
Summary
Civista Bancshares reported third-quarter 2026 net income of $16.0 million, up 25.5% from the third quarter of 2025, with earnings per share of 77 cents. Net interest margin expanded 35 basis points year-over-year to 3.93%, with cost of funds down 30 basis points to 197 basis points. That follows a Q2 in which the bank posted strong earnings on significant net interest margin expansion and authorized a new $25 million buyback, so the margin trend is the number to compare against. At a roughly $556 million market cap, $16 million in quarterly net income is a meaningful chunk of the franchise's value, making the quality of the beat or miss the swing factor. The release landed before the open as scheduled, with the conference call set for 1:00 PM ET today.
Updated with an SEC 8-K filing · What changed
Updates
· SEC 8-K — Civista's Q3 2026 net interest margin expanded 35 basis points year-over-year to 3.93%, with cost of funds down 30 basis points to 197 basis points.
At the time of this announcement, CIVB was trading at $26.75 on NASDAQ in the Finance sector, with a market capitalization of approximately $556M. The 52-week trading range was $20.60 to $29.97. This news item was assessed with positive market sentiment and an importance score of 7 out of 10. Source: Dow Jones Newswires.