Grupo Cibest S.A.

Grupo Cibest S.A., along with its subsidiaries, provides a range of banking products and services in Colombia and internationally. The company offers deposit products, including checking and savings accounts, fixed-term deposits, and investment products. Its credit solutions encompass trade financing, working capital loans, mortgages, credit cards, personal, vehicle, payroll, and small business loans, and overdrafts, as well as factoring. Grupo Cibest S.A. also provides financial and operating leases and capital markets services, such as hedging instruments. Its trading activities include interbank lending, repurchase agreements, foreign exchange transactions, and sovereign and corporate securities trading. The company offers brokerage and investment advisory services, access to local and international capital markets, and third-party asset management. Additionally, it provides cash management, payables and receivables solutions, real-time web services, and SWIFT Net solutions. The company offers foreign currency investment and trade finance solutions, such as letters of credit and bills collection, along with bancassurance and insurance services. Its investment banking services include project finance, acquisition finance, large corporate loans, loan syndication, debt and equity capital markets, principal investments, mergers and acquisitions, and advisory on hedging strategies and restructurings. Grupo Cibest S.A. further provides trust and fiduciary services, escrow accounts, investment funds, and real estate funds, in addition to the Nequi digital platform. The company also offers roadside and medical assistance services, BRE-b, mortgage lending innovations, payments through wompi, inflation-indexed sustainability loans, and Salud para ti. It serves customers through physical branches, mobile branches, ATMs, online, computer, telephone, and mobile banking, banking correspondents, kiosks, and direct business connections. The company was founded in 1875 and is based in Medellín, Colombia. It was formerly known as Bancolombia S.A. and changed its name to Grupo Cibest S.A. in May 2025.