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Chime Financial, Inc.

corporate_fare Company Profile

Chime Financial, Inc.

CHYM·NASDAQ·Finance·CIK 0001795586

Chime helps everyday people manage their financial lives by offering easy-to-use products through direct relationships with FDIC-insured bank partners. The company focuses on the nearly 75% of the adult U.S. population earning up to $100,000 annually. Chime's products address critical financial needs including spending, saving, accessing liquidity, and building credit, all while avoiding punitive fees. As of December 31, 2025, Chime has built trusted relationships with 9.5 million Active Members, with most using Chime as their primary financial relationship. This positions Chime as their central financial hub, where members consistently deposit paychecks and conduct everyday spending. Chime's proprietary technology platform and digital-first approach provide a cost-to-serve advantage and faster innovation compared to traditional banks. The company's payments-based business model generates revenue primarily when members spend using a Chime-branded debit or credit card, through fees paid via card networks, rather than fees paid by members directly to Chime. Recurring paycheck deposits also enable Chime to offer members access to short-term credit and liquidity products.

Chime Financial, Inc. (NASDAQ:CHYM) is a publicly traded company in the Finance sector. Wiseek has independently scored 19 items for CHYM at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-09-17, rated 7/10. Across its 19 most recent items scored 7 or higher, the top rating is 10/10, with 10 rated 8 or above. Recent SEC coverage for CHYM spans 4, 8-K, 10-Q, DEF 14A.

Recent high-impact activity:

  • DST Global Sells $109M of Chime Stock, Stake Falls to 16.6M Shares
  • Chime Raises Guidance, Details $590M Stride Bank Acquisition
  • Chime Surges 11% as $590M Stride Deal Paves Path to Bank Charter
  • Chime to Acquire Stride Bank for $590M, Raises FY26 Guidance
  • Chime to Acquire Stride Bank in Strategic Expansion

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$2.19B
Net Income
-$1.01B
Diluted EPS
-$4.27
Op. Cash Flow
$52.78M
Free Cash Flow
$32.89M
Gross Profit
$1.92B
Operating Income
-$1.04B
Cash & Equivalents
$466.25M
Debt / Equity
0.00×
Net Margin
-46.2%
Shares Outstanding
0 sh
Source: 10-K · filed 2026-03-06 · accession 0001795586-26-000013

Short Interest & Short Volume

5.77 days to cover

FINRA reported short interest of 25,180,963 shares in CHYM as of the October 15, 2026 settlement, a 2.9% decrease from the prior period — about 5.8 days to cover at its recent average daily volume. On November 2, 2026, 40.4% of CHYM volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)25,180,963 shares as of October 15, 2026
Change vs prior period▼ 2.9%
Days to cover5.77 at avg daily volume of 4,363,000
Daily short volume (FINRA facilities)40.4% of 1,292,192 shares on November 2, 2026
5-day average short volume40.3%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$28.53
52-week range · as of 2026-09-17 $15.88 – $35.55
Market cap
$10.8B
Volume
3.4M (0.8× avg)
3-mo avg 4.1M
Live data · 2026-11-03 03:53 UTC · Market overnight

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feed CHYM - Latest Insights

CHYM
Sep 16, 2026, 8:21 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $31.38
Real-time Price: $28.53 info
Change: -$2.85 (-9%) info
Market Cap: $10.801B info
CHYM
Sep 09, 2026, 9:13 AM EDT
Source: Benzinga
Importance Score:
7
Price at Filing: $34.30
Real-time Price: $28.53 info
Change: -$5.77 (-17%) info
Market Cap: $10.801B info
CHYM
Sep 09, 2026, 5:15 AM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $35.80
Real-time Price: $28.53 info
Change: -$7.27 (-20%) info
Market Cap: $10.801B info
CHYM
Sep 08, 2026, 5:28 PM EDT
Filing Type: 8-K
Importance Score:
9
Price at Filing: $35.20
Real-time Price: $28.53 info
Change: -$6.67 (-19%) info
Market Cap: $10.801B info
CHYM
Sep 08, 2026, 4:05 PM EDT
Source: Dow Jones Newswires
Importance Score:
9
Price at Filing: $32.78
Real-time Price: $28.53 info
Change: -$4.25 (-13%) info
Market Cap: $10.801B info
CHYM
Aug 28, 2026, 5:01 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $32.90
Real-time Price: $28.53 info
Change: -$4.37 (-13%) info
Market Cap: $10.801B info
CHYM
Aug 20, 2026, 5:44 PM EDT
Filing Type: 4
Importance Score:
8
Price at Filing: $31.95
Real-time Price: $28.53 info
Change: -$3.42 (-11%) info
Market Cap: $10.801B info
CHYM
Aug 17, 2026, 5:46 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $30.75
Real-time Price: $28.53 info
Change: -$2.22 (-7%) info
Market Cap: $10.801B info
CHYM
Aug 10, 2026, 7:43 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $30.76
Real-time Price: $28.53 info
Change: -$2.23 (-7%) info
Market Cap: $10.801B info
CHYM
Aug 06, 2026, 4:11 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $31.20
Real-time Price: $28.53 info
Change: -$2.67 (-9%) info
Market Cap: $10.801B info
CHYM
Aug 03, 2026, 9:00 AM EDT
Source: BusinessWire
Importance Score:
7
Price at Filing: $23.40
Real-time Price: $28.53 info
Change: +$5.13 (+22%) info
Market Cap: $10.801B info
CHYM
Jul 31, 2026, 10:14 AM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $22.41
Real-time Price: $28.53 info
Change: +$6.12 (+27%) info
Market Cap: $10.801B info
CHYM
Jun 03, 2026, 10:55 AM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $17.50
Real-time Price: $28.53 info
Change: +$11.03 (+63%) info
Market Cap: $10.801B info
CHYM
May 07, 2026, 4:15 PM EDT
Filing Type: 10-Q
Importance Score:
10
Price at Filing: $19.14
Real-time Price: $28.53 info
Change: +$9.39 (+49%) info
Market Cap: $10.801B info
CHYM
May 06, 2026, 4:15 PM EDT
Source: Reuters
Importance Score:
9
Price at Filing: $22.50
Real-time Price: $28.53 info
Change: +$6.03 (+27%) info
Market Cap: $10.801B info
CHYM
May 06, 2026, 4:07 PM EDT
Filing Type: 8-K
Importance Score:
9
Price at Filing: $22.00
Real-time Price: $28.53 info
Change: +$6.53 (+30%) info
Market Cap: $10.801B info
CHYM
Apr 17, 2026, 4:10 PM EDT
Filing Type: DEF 14A
Importance Score:
7
Price at Filing: $24.00
Real-time Price: $28.53 info
Change: +$4.53 (+19%) info
Market Cap: $10.801B info
CHYM
Mar 05, 2026, 7:16 PM EST
Filing Type: 10-K
Importance Score:
8
Price at Filing: $22.31
Real-time Price: $28.53 info
Change: +$6.22 (+28%) info
Market Cap: $10.801B info
CHYM
Feb 25, 2026, 4:07 PM EST
Filing Type: 8-K
Importance Score:
9
Price at Filing: $22.50
Real-time Price: $28.53 info
Change: +$6.03 (+27%) info
Market Cap: $10.801B info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets