CITIZENS FINANCIAL GROUP INC

Citizens Financial Group, Inc. is a financial services company headquartered in Providence, Rhode Island, offering a broad range of retail and commercial banking products and services. The company serves individuals, small businesses, middle-market companies, large corporations, and institutions. Its services are delivered through over 1,000 branches across 14 states and the District of Columbia, and 75 retail and commercial non-branch offices, with some business lines serving national markets. As of December 31, 2025, Citizens Financial Group had total assets of $226.4 billion, total deposits of $183.3 billion, and total stockholders' equity of $26.3 billion. Total client assets were $61.9 billion, comprising $35.9 billion in assets under management and $26.0 billion in transactional assets. The company operates through two primary business segments: Consumer Banking and Commercial Banking. The Consumer Banking segment provides deposits, mortgage and home equity lending, credit cards, small business loans, and wealth management solutions to consumer customers and small businesses, primarily within its 14-state banking footprint. This segment also offers education and point-of-sale finance loans, along with select digital deposit products nationwide. Citizens Private Bank and Private Wealth integrate banking services and wealth management solutions for high- and ultra-high-net-worth individuals, families, investors, entrepreneurs, and businesses. Citizens Financial Group, Inc. was incorporated in Delaware in 1984, and its banking subsidiary is CBNA.