Capitol Federal Posts $86.4M FY2026 Profit, Ninth Straight Quarter of Margin Expansion
CFFN sits 46% above its 52-week low of $5.969.
Summary
Capitol Federal earned $22.4 million, or $0.18 a share, in the September quarter, down from $23.6 million ($0.19) in the June quarter on higher non-interest expense and lower non-interest income. Full-year net income jumped to $86.4 million from $68.0 million, with net interest margin up 32 basis points to 2.28% for the year and 2.39% in the quarter — the ninth consecutive quarter of net interest income growth and margin expansion. Commercial loans grew $468.8 million, or 22.2%, to $2.58 billion and now make up 31% of the portfolio, funded by runoff in single-family loans and a $335.3 million reduction in borrowings. Management guided FY2027 to roughly 17% commercial loan growth, 2.5% total loan growth, 6.2% deposit growth and a 7% rise in non-interest expense, and said it expects to exceed $10 billion in total assets in coming years. The company also disclosed Federal Reserve non-objection for an additional $75.0 million of buyback authority once the current plan's remaining $10.5 million is used, alongside the $0.085 quarterly dividend declared October 27.
At the time of this announcement, CFFN was trading at $8.69 on NASDAQ in the Finance sector, with a market capitalization of approximately $1.1B. The 52-week trading range was $5.97 to $9.26. This news item was assessed with positive market sentiment and an importance score of 7 out of 10. Source: PR Newswire.