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Community Financial System, Inc.

corporate_fare Company Profile

Community Financial System, Inc.

CBU·NYSE·Finance·CIK 0000723188

Community Financial System, Inc. operates as a diversified financial services enterprise, providing a broad array of banking and other financial services to retail, commercial, institutional, and governmental customers. Incorporated on April 15, 1983, the company is a registered financial holding company with its principal office in Syracuse, New York. It wholly-owns two significant subsidiaries: Community Bank, N.A. (the "Bank") and Benefit Plans Administrative Services, Inc. ("BPAS"). As of December 31, 2025, the Bank operates 192 full-service branches and 8 drive-thru only locations across 42 counties of Upstate New York, 9 counties of Northeastern Pennsylvania, 12 counties of Vermont, 1 county of Western Massachusetts, and 1 county of Southern New Hampshire. The Bank offers commercial and retail banking services and owns operating subsidiaries including CBNA Preferred Funding Corporation, CBNA Treasury Management Corporation, Nottingham Investment Services, Inc., Nottingham Advisors, Inc., OneGroup NY, Inc., Nottingham Wealth Partners, Inc., and Oneida Preferred Funding II LLC. OneGroup is a full-service insurance agency offering personal and commercial lines of insurance and risk management products. CBNA Preferred Funding Corporation and Oneida Preferred Funding II LLC primarily invest in residential and commercial real estate. As of December 31, 2025, BPAS owns five subsidiaries: Benefit Plans Administrative Services, LLC (defined contribution plan administration), Northeast Retirement Services, LLC (institutional transfer agency, master recordkeeping, fund administration, trust, and retirement plan services), BPAS Actuarial & Pension Services, LLC (actuarial and benefit consulting), BPAS Trust Company of Puerto Rico (trust and benefit plan administration), and Hand Benefits & Trust Company (collective investment fund administration and institutional trust services). Northeast Retirement Services, LLC owns Global Trust Company, Inc., a non-depository trust company providing fiduciary services for collective investment trusts. Hand Benefits & Trust Company owns Hand Securities, Inc., an introducing broker-dealer.

Community Financial System, Inc. (NYSE:CBU) is a publicly traded company in the Finance sector. Wiseek has independently scored 11 items for CBU at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-07-28, rated 7/10. Across its 11 most recent items scored 7 or higher, the top rating is 8/10, with 8 rated 8 or above. Recent SEC coverage for CBU spans 8-K, 4, 144, 10-Q.

Recent high-impact activity:

  • Community Financial System Reports Record Q2 2026 Earnings, Raises Dividend 4.3%
  • Director Sells $816K in Company Stock Near 52-Week High
  • Director Eric Stickels Files Intent to Sell $12.7M in Company Stock
  • Community Financial Completes $39M Acquisition of ClearPoint Federal Bank & Trust
  • Community Financial System Completes ClearPoint Federal Bank & Trust Acquisition

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$818.01M
Net Income
$210.46M
Diluted EPS
$3.97
Op. Cash Flow
$301.86M
Free Cash Flow
$233.33M
Cash & Equivalents
$301.75M
Debt / Equity
0.00×
Net Margin
25.7%
Shares Outstanding
52.7M sh
Source: 10-K · filed 2026-02-27 · accession 0001104659-26-021651

Short Interest & Short Volume

9.18 days to cover

FINRA reported short interest of 2,057,492 shares in CBU as of the September 15, 2026 settlement, a 6.0% increase from the prior period — about 9.2 days to cover at its recent average daily volume. On October 2, 2026, 62.8% of CBU volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)2,057,492 shares as of September 15, 2026
Change vs prior period▲ 6.0%
Days to cover9.18 at avg daily volume of 224,235
Daily short volume (FINRA facilities)62.8% of 105,227 shares on October 2, 2026
5-day average short volume57.5%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$60.69
52-week range · as of 2026-07-28 $51.12 – $71.11
Market cap
$3.19B
Volume
284.9K (1.1× avg)
3-mo avg 264.9K
Live data · 2026-10-05 04:23 UTC · Market overnight

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feed CBU - Latest Insights

CBU
Jul 28, 2026, 9:20 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $66.04
Real-time Price: $60.69 info
Change: -$5.35 (-8%) info
Market Cap: $3.193B info
CBU
Jun 29, 2026, 11:13 AM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $67.11
Real-time Price: $60.69 info
Change: -$6.42 (-10%) info
Market Cap: $3.193B info
CBU
Jun 08, 2026, 11:58 AM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $64.01
Real-time Price: $60.69 info
Change: -$3.32 (-5%) info
Market Cap: $3.193B info
CBU
Jun 01, 2026, 7:00 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $63.64
Real-time Price: $60.69 info
Change: -$2.95 (-5%) info
Market Cap: $3.193B info
CBU
Jun 01, 2026, 6:45 AM EDT
Source: Dow Jones Newswires
Importance Score:
8
Price at Filing: $63.64
Real-time Price: $60.69 info
Change: -$2.95 (-5%) info
Market Cap: $3.193B info
CBU
May 08, 2026, 4:16 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $63.96
Real-time Price: $60.69 info
Change: -$3.27 (-5%) info
Market Cap: $3.193B info
CBU
Apr 29, 2026, 8:25 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $63.17
Real-time Price: $60.69 info
Change: -$2.48 (-4%) info
Market Cap: $3.193B info
CBU
Feb 27, 2026, 4:48 PM EST
Filing Type: 10-K
Importance Score:
8
Price at Filing: $60.55
Real-time Price: $60.69 info
Change: +$0.140 (+0.23%) info
Market Cap: $3.193B info
CBU
Jan 27, 2026, 9:17 AM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $61.77
Real-time Price: $60.69 info
Change: -$1.08 (-2%) info
Market Cap: $3.193B info
CBU
Jan 15, 2026, 7:00 AM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $61.29
Real-time Price: $60.69 info
Change: -$0.600 (-0.98%) info
Market Cap: $3.193B info
CBU
Jan 06, 2026, 5:15 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $60.16
Real-time Price: $60.69 info
Change: +$0.530 (+0.88%) info
Market Cap: $3.193B info
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