CHAIN BRIDGE BANCORP INC

Chain Bridge Bancorp, Inc. is a Delaware-chartered bank holding company that operates primarily through its wholly-owned subsidiary, Chain Bridge Bank, N.A., a nationally chartered commercial bank with fiduciary powers. The Company was incorporated on May 26, 2006, and the Bank opened on August 6, 2007. It offers a range of commercial and personal banking services, including deposits, treasury management, payments, various types of loans (commercial, residential mortgage, consumer), trusts and estate administration, wealth management, and asset custody. The company aims to provide banking and trust services nationwide to businesses, non-profit organizations, political organizations, individuals, and families. As of December 31, 2025, Chain Bridge Bancorp, Inc. held total assets of $1.8 billion. This included $586.6 million in cash and cash equivalents, with $580.9 million as interest-bearing reserves at the Federal Reserve. The company's securities portfolio totaled $865.4 million, of which $527.8 million, or 61.0%, were U.S. Treasury securities. Net loans held for investment amounted to $270.7 million. Total deposits were $1.6 billion, with stockholders' equity at $169.2 million. Approximately 95.3% of these deposits were in transaction accounts. The loan-to-deposit ratio was 17.46%. The company also utilizes the IntraFi Cash Service ® (ICS ® ) to place client deposits, up to FDIC insurance limits, at other banks within the ICS ® network.