CONSUMERS BANCORP INC

Consumers Bancorp, Inc. is an Ohio-incorporated bank holding company established in 1994. Its primary activity is holding the common stock of Consumers National Bank, which it acquired in February 1995. Consumers National Bank is a community-oriented financial institution that provides commercial and consumer loan and deposit products, along with mortgage, financial planning, and investment services. These services are offered to individuals, farmers, and small and medium-sized businesses. The Bank's main office has operated in Minerva, Ohio, since 1965. The Bank's business involves attracting deposits from businesses and individuals and using these deposits to originate commercial, mortgage, and consumer loans. Its market area primarily includes Carroll, Columbiana, Jefferson, Mahoning, Stark, and Summit counties in Ohio, as well as contiguous counties in northeast Ohio, western Pennsylvania, and northern West Virginia. As of June 30, 2025, Consumers National Bank operated 22 full-service branch locations and one loan production office. The Bank also invests in securities, mainly obligations of U.S. government-sponsored agencies, municipal obligations, and mortgage-backed securities from U.S. government-sponsored entities. CNB Investment Co., a wholly-owned subsidiary of the Bank formed in November 2024, primarily invests in municipal securities.