CATO CORP

The Company, founded in 1946, operates 1,069 fashion specialty stores as of January 31, 2026, primarily in the southeastern United States. These stores operate under the names "Cato," "Cato Fashions," "Cato Plus," "It's Fashion," "It's Fashion Metro," and "Versona." The Cato concept focuses on providing quality fashion apparel and accessories at low prices daily, in junior/missy and plus sizes. Cato stores and its e-commerce website offer a wide range of apparel and accessories, including dressy, career, and casual sportswear, dresses, coats, shoes, lingerie, costume jewelry, and handbags. A significant portion of Cato merchandise is sold under its private label, produced by various vendors to the concept's specifications. The It's Fashion and It's Fashion Metro concepts offer trendy fashion styles for the entire family at low daily prices. The Versona concept's stores and e-commerce website provide quality fashion apparel items, jewelry, and accessories at exceptional daily values. The "Cache" brand, a shop within Versona stores and an e-commerce website, offers elevated fashion apparel items and accessories. The Company's stores range from 2,400 to 19,000 square feet and are mainly located in strip shopping centers anchored by national discounters or market-dominant grocery stores. The Company offers its own credit card and a layaway plan, which accounted for 6% of retail sales in fiscal 2025. The Company has two reportable segments: Retail and Credit. The Company made its first initial public offering in 1968, went private in 1980, and conducted another initial public offering in 1987.