PATHWARD FINANCIAL, INC.

Pathward Financial is a registered bank holding company incorporated in Delaware on June 14, 1993, that provides payments and commercial finance products nationwide. The company's main assets are all the issued and outstanding shares of its wholly-owned subsidiary, the Bank, a nationally chartered bank whose accounts are insured by the Federal Deposit Insurance Corporation (FDIC). Pathward Financial aims to increase financial availability, choice, and opportunity through two business lines: Partner Solutions and Commercial Finance. These lines support individuals and businesses, focusing on those underserved by traditional banking providers. The company works with third parties to offer responsible, secure, high-quality financial products. The Bank operates through three reportable segments: Consumer, Commercial, and Corporate Services/Other. Its principal executive office is located at 5501 South Broadband Lane, Sioux Falls, South Dakota, 57108.