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BV Financial, Inc.

corporate_fare Company Profile

BV Financial, Inc.

BVFL·NASDAQ·Finance·CIK 0001302387

BV Financial, Inc. is the holding company for BayVanguard Bank, which offers a range of financial services to individuals and businesses across the United States. The company provides various deposit accounts, including noninterest-bearing and interest-bearing checking accounts, money market accounts, savings accounts, and certificates of deposit. Its loan portfolio for individuals includes real estate, home equity, construction, lot, auto, boat, and other personal loans, as well as personal credit cards. For businesses, BV Financial offers commercial lending products such such as commercial equipment/installation, commercial real estate, construction, investment real estate, lines of credit, and SBA loans. The company also provides loans for short-term real estate purchase, renovation, and sale projects. Additional services include ATM access, overdraft services, safe deposit boxes, bill pay, positive pay, remote deposit capture, ACH origination, merchant services, and online banking. BV Financial, Inc. was established in 1873 and is based in Baltimore, Maryland.

BV Financial, Inc. (NASDAQ:BVFL) is a publicly traded company in the Finance sector. Wiseek has independently scored 14 items for BVFL at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-07-24, rated 7/10. Across its 14 most recent items scored 7 or higher, the top rating is 9/10, with 8 rated 8 or above. Recent SEC coverage for BVFL spans 8-K, 144, 10-Q, DEFA14A.

Recent high-impact activity:

  • BV Financial Q2 Net Income Rebounds to $3.5M, Repurchases 230K Shares
  • BV Financial Q2 Net Income Jumps to $3.5M on Higher Yields
  • Director Joseph Galli Files Intent to Sell $423K in Shares, Continuing Recent Sales
  • Director Joseph Galli Files New Intent to Sell Shares Amidst Recent Dispositions
  • BV Financial Confirms Q1 Net Income Drop to $1.1M, Details Executive Payout & $1.96M Share Repurchases

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$39.62M
Net Income
$13.49M
Diluted EPS
$1.43
Op. Cash Flow
$19.02M
Free Cash Flow
$18.79M
Cash & Equivalents
$55.7M
Total Debt
$35M
Debt / Equity
0.19×
Net Margin
34.1%
Shares Outstanding
8.85M sh
Source: 10-K · filed 2026-03-27 · accession 0001193125-26-128285

Short Interest & Short Volume

7.31 days to cover

FINRA reported short interest of 128,445 shares in BVFL as of the September 15, 2026 settlement, a 16.3% decrease from the prior period — about 7.3 days to cover at its recent average daily volume. On October 2, 2026, 32.8% of BVFL volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)128,445 shares as of September 15, 2026
Change vs prior period▼ 16.3%
Days to cover7.31 at avg daily volume of 17,571
Daily short volume (FINRA facilities)32.8% of 2,573 shares on October 2, 2026
5-day average short volume59.7%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$21.23
52-week range · as of 2026-07-24 $14.6 – $22.17
Market cap
$179.83M
Volume
22.3K (1.2× avg)
3-mo avg 18.6K
Live data · 2026-10-05 02:49 UTC · Market closed

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feed BVFL - Latest Insights

BVFL
Jul 24, 2026, 2:39 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $20.56
Real-time Price: $21.23 info
Change: +$0.670 (+3%) info
Market Cap: $179.831M info
BVFL
Jul 24, 2026, 8:40 AM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $20.68
Real-time Price: $21.23 info
Change: +$0.550 (+3%) info
Market Cap: $179.831M info
BVFL
Jun 01, 2026, 11:11 AM EDT
Filing Type: 144
Importance Score:
8
Price at Filing: $19.61
Real-time Price: $21.23 info
Change: +$1.62 (+8%) info
Market Cap: $179.831M info
BVFL
May 26, 2026, 1:19 PM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $19.89
Real-time Price: $21.23 info
Change: +$1.34 (+7%) info
Market Cap: $179.831M info
BVFL
May 11, 2026, 11:20 AM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $20.11
Real-time Price: $21.23 info
Change: +$1.12 (+6%) info
Market Cap: $179.831M info
BVFL
May 06, 2026, 4:35 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $19.33
Real-time Price: $21.23 info
Change: +$1.90 (+10%) info
Market Cap: $179.831M info
BVFL
Apr 24, 2026, 5:23 PM EDT
Filing Type: DEFA14A
Importance Score:
7
Price at Filing: $20.28
Real-time Price: $21.23 info
Change: +$0.950 (+5%) info
Market Cap: $179.831M info
BVFL
Apr 24, 2026, 4:25 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $20.28
Real-time Price: $21.23 info
Change: +$0.950 (+5%) info
Market Cap: $179.831M info
BVFL
Apr 24, 2026, 10:42 AM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $19.84
Real-time Price: $21.23 info
Change: +$1.39 (+7%) info
Market Cap: $179.831M info
BVFL
Apr 02, 2026, 2:20 PM EDT
Filing Type: DEF 14A
Importance Score:
8
Price at Filing: $19.16
Real-time Price: $21.23 info
Change: +$2.07 (+11%) info
Market Cap: $179.831M info
BVFL
Mar 27, 2026, 1:06 PM EDT
Filing Type: 10-K
Importance Score:
9
Price at Filing: $18.81
Real-time Price: $21.23 info
Change: +$2.43 (+13%) info
Market Cap: $179.831M info
BVFL
Feb 25, 2026, 4:13 PM EST
Filing Type: 144
Importance Score:
8
Price at Filing: $19.45
Real-time Price: $21.23 info
Change: +$1.78 (+9%) info
Market Cap: $179.831M info
BVFL
Jan 23, 2026, 3:36 PM EST
Filing Type: 8-K
Importance Score:
9
Price at Filing: $18.88
Real-time Price: $21.23 info
Change: +$2.35 (+12%) info
Market Cap: $179.831M info
BVFL
Jan 23, 2026, 9:28 AM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $18.98
Real-time Price: $21.23 info
Change: +$2.25 (+12%) info
Market Cap: $179.831M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets