Ballston Spa Bancorp, Inc.

Ballston Spa Bancorp, Inc. is a holding company for Ballston Spa National Bank, providing a range of banking, financing, fiduciary, brokerage, and other financial services. The company serves corporate, municipal, and individual customers in the United States. Its offerings include various deposit accounts such as checking, money market, savings, health savings, and individual retirement accounts, along with certificates of deposit. Loan products encompass mortgage and home construction, improvement, equity, auto, boat, RV, personal, commercial, and small business loans, as well as lines of credit. The company also issues debit and credit cards. Ballston Spa Bancorp, Inc. provides personal investment services, including annuities, college savings plans, and mutual funds. It offers life and long-term care insurance products, retirement plans, and college planning services. Fiduciary services include investment and asset management, trusteeship, estate settlement, special needs and disability trusts, and wealth management services. Additionally, the company offers treasury management services, merchant and payment processing services, and digital banking solutions like online and mobile banking, and digital payment services. The company was founded in 1838 and is headquartered in Ballston Spa, New York.