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Bank of the James Financial Group, Inc.

corporate_fare Company Profile

Bank of the James Financial Group, Inc.

BOTJ·NASDAQ·Finance·CIK 0001275101

Bank of the James Financial Group, Inc. is a bank holding company based in Lynchburg, Virginia, incorporated on October 3, 2003. It serves as the parent company for Bank of the James, which was incorporated in 1998 and began banking operations in July 1999. The Bank engages in general retail and commercial banking activities. Financial conducts three main activities: general retail and commercial banking through Bank of the James; mortgage brokerage services through Bank of the James Mortgage, a division of the Bank; and investment advisory services, also known as wealth management, through its wholly-owned subsidiary, Pettyjohn, Wood & White, Inc. Financial also offers securities brokerage and other investment services through BOTJ Investment, a division of the Bank, and acts as an agent for insurance and annuity products through BOTJ Insurance, Inc., a wholly-owned subsidiary of the Bank. The operating results of these additional services have not significantly affected the company's financial performance and are not considered principal activities. The Bank, BOTJ Insurance, BOTJ Investment Group, Inc. (a non-operating subsidiary), and Pettyjohn, Wood & White, Inc. are Financial's only subsidiaries and primary assets. The Bank currently operates within Virginia from 19 full-service offices, two limited-service offices, and two residential mortgage loan production offices.

Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) is a publicly traded company in the Finance sector. Wiseek has independently scored 6 items for BOTJ at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-07-30, rated 7/10. Across its 6 most recent items scored 7 or higher, the top rating is 9/10, with 4 rated 8 or above. Recent SEC coverage for BOTJ spans 8-K, 10-Q, 10-K.

Recent high-impact activity:

  • Bank of the James Reports Record First Half 2026 Net Income of $6.01M, $1.32 EPS; Declares $0.10 Quarterly Dividend
  • Q1 Net Income Soars 229% to $2.77M for Bank of the James Financial Group
  • Bank of the James Financial Group Reports 229.5% Q1 Net Income Surge, Strong EPS Growth
  • Bank of the James Financial Group Reports Strong 2025 Results with Record Net Income and Asset Growth
  • Bank of the James Financial Group Reports Record Annual Earnings and Strong Q4 Growth

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
4.27M
Net Income
9.02M
Diluted EPS
1.99
Op. Cash Flow
11.66M
Free Cash Flow
10.49M
Cash & Equivalents
84.47M
Debt / Equity
0.00×
Net Margin
211.1%
Shares Outstanding
4.54M sh
Source: 10-K · filed 2026-03-27 · accession 0001275101-26-000010

Short Interest & Short Volume

1.00 days to cover

FINRA reported short interest of 17,903 shares in BOTJ as of the September 15, 2026 settlement, a 34.6% increase from the prior period — about 1.0 days to cover at its recent average daily volume. On October 2, 2026, 13.5% of BOTJ volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)17,903 shares as of September 15, 2026
Change vs prior period▲ 34.6%
Days to cover1.00 at avg daily volume of 29,253
Daily short volume (FINRA facilities)13.5% of 22,266 shares on October 2, 2026
5-day average short volume17.9%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$27.3
52-week range · as of 2026-07-30 $13.3 – $29.79
Market cap
$124.03M
Volume
67.9K (1.8× avg)
3-mo avg 38.7K
Live data · 2026-10-05 04:24 UTC · Market overnight

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feed BOTJ - Latest Insights

BOTJ
Jul 30, 2026, 4:15 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $27.61
Real-time Price: $27.30 info
Change: -$0.310 (-1%) info
Market Cap: $124.033M info
BOTJ
May 12, 2026, 4:41 PM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $23.40
Real-time Price: $27.30 info
Change: +$3.90 (+17%) info
Market Cap: $124.033M info
BOTJ
May 12, 2026, 4:35 PM EDT
Filing Type: 10-Q
Importance Score:
9
Price at Filing: $23.40
Real-time Price: $27.30 info
Change: +$3.90 (+17%) info
Market Cap: $124.033M info
BOTJ
Mar 27, 2026, 4:56 PM EDT
Filing Type: 10-K
Importance Score:
8
Price at Filing: $20.60
Real-time Price: $27.30 info
Change: +$6.70 (+33%) info
Market Cap: $124.033M info
BOTJ
Feb 04, 2026, 4:15 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $20.46
Real-time Price: $27.30 info
Change: +$6.84 (+33%) info
Market Cap: $124.033M info
BOTJ
Jan 09, 2026, 4:00 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $18.10
Real-time Price: $27.30 info
Change: +$9.20 (+51%) info
Market Cap: $124.033M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets