BILL Holdings, Inc.

BILL Holdings, Inc. operates an intelligent finance platform designed to simplify business connections and operations. The company serves nearly half a million businesses and their accountants, from startups to growing companies with complex operations. BILL utilizes artificial intelligence (AI) to provide strategic finance capabilities within one integrated platform. Key offerings include accounts payable (AP), accounts receivable (AR), expenses, forecasting, and procurement. The platform has over 9 million network members, and its total payment volume accounts for over 1% of U.S. gross domestic product. Headquartered in San Jose, California, BILL partners with U.S. financial institutions, accounting firms, and software providers. Businesses using the platform can generate and process invoices, streamline approvals, make and receive payments, manage employee expenses, sync with their accounting systems, and manage cash flow. BILL has integrations with software solutions, banks, card issuers, and payment processors. The integrated platform also features BILL Spend and Expense, a product offering charge cards, budget building and monitoring, payment management, and the elimination of manual expense reports. In fiscal 2026, BILL launched BILL AI, including its first suite of AI agents, to simplify and accelerate small and midsize business (SMB) workflows. These agents assist with W-9 filings, customer support, touchless transactions, automatic reconciliations, and complex invoice coding. The company enhanced its Supplier Payments Plus product with expanded digital acceptance and greater control of preferences. Additionally, BILL launched embed partnerships with Paychex, Oracle NetSuite, and Acumatica as part of its "Embed 2.0" initiative, deploying platform offerings as embeddable capabilities through third-party platforms.