BCB BANCORP INC

BCB Bancorp, Inc. is a New Jersey corporation established in 2003 that operates as the holding company for BCB Community Bank. The Parent Company's primary business activity is owning all of the outstanding common stock of BCB Community Bank. As of December 31, 2025, the Company reported $3.279 billion in consolidated assets, $2.674 billion in deposits, and $304.3 million in consolidated stockholders' equity. The Parent Company is regulated by the Board of Governors of the Federal Reserve System. BCB Community Bank, a New Jersey chartered commercial bank, began operations on November 1, 2000, initially as Bayonne Community Bank, changing its name in April 2007. The Bank is a community-oriented financial institution that offers FDIC-insured deposit products and invests these funds, along with operational funds, into loans and investment securities. As of December 31, 2025, the Bank operated twenty-three branches across various New Jersey locations including Bayonne, Edison, Hoboken, Fairfield, Holmdel, Jersey City, Lyndhurst, Maplewood, Monroe Township, Newark, Parsippany, Plainsboro, River Edge, Rutherford, South Orange, Union, and Woodbridge. Additionally, it has three branches in Staten Island and one in Hicksville, New York. The Bank's deposit accounts are insured by the Federal Deposit Insurance Corporation (FDIC), and it is a member of the Federal Home Loan Bank (FHLB) System. BCB Community Bank provides a range of loan products, including commercial and multi-family real estate loans, one-to-four family mortgage loans, commercial business loans, construction loans, home equity loans, and consumer loans.