CREDICORP LTD

Credicorp Ltd. is a financial services holding company. In January 2019, Grupo Crédito S.A. acquired 91.36% of Compañía Incubadora de Soluciones Moviles S.A. (Culqi), and now directly and indirectly owns 100% of Culqi. Culqi, created in December 2013, develops and operates an online payment technology platform for digital businesses. In March 2019, Credicorp Capital Negocios Digitales S.A.S. (Tyba) was chartered in Colombia for information system development, computer consulting, and administration of information installations. Credicorp Holding Colombia S.A.S. holds 100% of Tyba, which has evolved into Credicorp's digital investment platform with a presence in Colombia, Chile, and Peru, primarily managed by Krealo. In January 2022, the company acquired Wally POS S.A.C. to facilitate client business management through electronic tools and software for electronic invoicing, inventory control, and reports. Krealo Management S.A. holds 99.99% of Wally POS S.A.C. In June 2022, Sami Shop S.A.C., which offers e-commerce platforms to small, medium, and large companies, was acquired, with Grupo Crédito S.A. holding 99.99% of its shares. Krealo Management S.A. was incorporated in September 2022 as a Peruvian holding company, owning 99.99% of Wally POS S.A.C. and 67.11% of Monokera S.A.S. In November 2022, Krealo Ltd. was created in Bermuda as a wholly owned subsidiary of Credicorp to be a holding company for some of Krealo's investments. In December 2022, Krealo Management S.A. acquired a 60.71% stake in Monokera S.A.S., which offers an insurtech platform providing core software and integration capabilities to insurance companies and sales channels for selling embedded insurance products through a license and commission-based business model. Monokera Agencia LTDA., a 100% owned subsidiary of Monokera S.A.S., was created in March 2023.