Axos Financial, Inc.

Our Company is a technology-driven, diversified financial services company with approximately $24.8 billion in assets and approximately $39.4 billion of assets under custody and/or administration at Axos Clearing LLC. The company provides secure and scalable banking, clearing and custody, and investment advisory solutions to retail and business customers through its technology-enabled services model. Axos Bank offers consumer and commercial banking products and services nationwide via its digital online and mobile banking platforms, low-cost distribution channels, and affinity partners. Deposit products include consumer and business checking, savings, and time deposit accounts. Lending products include single family and multifamily residential mortgages, commercial real estate mortgages and loans, fund and lender finance loans, asset-based loans, auto loans, retail and floor plan marine loans, and other consumer loans. The Bank earns non-interest income from fees on loans originated for sale, deposit account service fees, prepayment fees, loan servicing fees, and technology and payment transaction processing fees. The company also offers securities products and services. Axos Clearing and Axos Advisor Services provide services to independent registered investment advisors and introducing broker dealers, generating interest and asset- and transaction-based fee income from comprehensive securities custody, clearing, stock lending, and margin lending services. Axos Invest, Inc. offers direct-to-consumer securities trading and digital investment management products, generating fee income from self-directed securities trading and digital wealth management services. The company operates primarily through two segments: the Banking Business Segment and the Securities Business Segment. The Banking Business Segment distributes loan products through retail, correspondent, and wholesale channels. The common stock is listed on the New York Stock Exchange under the ticker symbol "AX".