AMERISERV FINANCIAL INC

AmeriServ Financial, Inc. is a bank holding company organized under Pennsylvania law. The Company became a holding company in January 1983 after acquiring AmeriServ Financial Bank. Its principal activities involve owning and operating its wholly owned subsidiary, AmeriServ Financial Bank. The Company and its subsidiary primarily generate income from banking, bank-related services, and trust and wealth management services. AmeriServ Financial, Inc. functions as a coordinating and servicing unit for its subsidiary in areas such as general management, accounting and taxes, loan review, internal audit, investment accounting, marketing, and risk management. As of December 31, 2025, the Company had consolidated total assets of $1.5 billion, deposits of $1.2 billion, and shareholders' equity of $119.3 million. The Company is supervised by the Federal Reserve Bank of Philadelphia and the Pennsylvania Department of Banking and Securities. Its common stock is listed on The NASDAQ Stock Market under the symbol "ASRV." AmeriServ Financial Bank, a state bank chartered under the Pennsylvania Banking Code of 1965, conducts a general banking business through 16 branch locations. These branches are located in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties in Pennsylvania, and Washington county in Maryland.