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AppTech Payments Corp.

corporate_fare Company Profile

AppTech Payments Corp.

APCX·OTC·Technology·CIK 0001070050

AppTech Payments Corp. is a financial technology infrastructure provider. In 2025, the company underwent a transformation to address structural, operational, and technological challenges, including issues with the legacy FinZeo acquisition. The company focused on stabilizing operations, preserving revenue, restructuring processes, modernizing technology, and repositioning itself towards scalable, high-value financial technology infrastructure. The objective was to become a modern fintech infrastructure provider supporting digital banking, embedded finance, and omnichannel payments at scale. By the end of 2025, AppTech had rebuilt its foundation and established a strategic direction for growth. The company deployed the AppTech Banking Platform in 2025, which is a modern financial services layer. This platform is positioned as a core company technology, rather than a traditional Banking-as-a-Service product, and is designed to support digital-first interactions, automated onboarding, and embedded financial services for businesses, financial institutions, and technology platforms. The AppTech Banking Platform aims to reduce integration complexity and support multi-channel payment experiences, particularly for smaller and mid-sized banks that need to modernize their digital offerings.

AppTech Payments Corp. (OTC:APCX) is a publicly traded company in the Technology sector. Wiseek has independently scored 16 items for APCX at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-08-14, rated 8/10. Across its 16 most recent items scored 7 or higher, the top rating is 9/10, with 8 rated 8 or above. Recent SEC coverage for APCX spans 10-Q, 4, 8-K, 8-K/A.

Recent high-impact activity:

  • AppTech Q2 Revenue Jumps 469% but Cash Dwindles to $183K
  • Director Albert Lord Adds $11.6K in AppTech Stock Near $0.29
  • AppTech Payments Ousts CEO, Taps CFO as Interim Chief in Turnaround Bid
  • AppTech Payments Secures $500K Short-Term Loan from Chairman's Trust
  • Director Albert L. Lord Buys $95K in AppTech Payments Stock

Short Interest & Short Volume

1.00 days to cover

FINRA reported short interest of 23,501 shares in APCX as of the September 15, 2026 settlement, a 49.6% decrease from the prior period — about 1.0 days to cover at its recent average daily volume. On October 2, 2026, 0.1% of APCX volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)23,501 shares as of September 15, 2026
Change vs prior period▼ 49.6%
Days to cover1.00 at avg daily volume of 105,276
Daily short volume (FINRA facilities)0.1% of 21,585 shares on October 2, 2026
5-day average short volume19.3%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

Dilution Risk

Low risk

Filing-implied dilution signals for APCX, detected from its recent SEC filings · based on capital-structure filings through 2026-04-10.

Secured $950K in Capital · High-Interest Debt

⚠ A more recent filing has been published for this ticker since this signal was computed; it may not yet be reflected — see the filings below.

A filing-implied signal, not a realized share count. How Wiseek tracks dilution →

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$0.23 -0.00% today
52-week range · as of 2026-08-14 $0.12 – $0.595
Market cap
$9.66M
Volume
21.6K (0.5× avg)
3-mo avg 43.9K
Live data · 2026-10-05 03:37 UTC · Market closed

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feed APCX - Latest Insights

APCX
Aug 14, 2026, 1:18 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $0.390
Real-time Price: $0.230 info
Change: -$0.160 (-41%) info
Market Cap: $9.66M info
APCX
Aug 04, 2026, 4:15 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $0.350
Real-time Price: $0.230 info
Change: -$0.120 (-34%) info
Market Cap: $9.66M info
APCX
Jul 10, 2026, 11:11 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $0.260
Real-time Price: $0.230 info
Change: -$0.030 (-12%) info
Market Cap: $9.66M info
APCX
Jul 02, 2026, 5:29 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $0.330
Real-time Price: $0.230 info
Change: -$0.100 (-30%) info
Market Cap: $9.66M info
APCX
Jun 04, 2026, 5:20 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $0.490
Real-time Price: $0.230 info
Change: -$0.260 (-53%) info
Market Cap: $9.66M info
APCX
Jun 02, 2026, 8:30 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $0.35245
Real-time Price: $0.230 info
Change: -$0.12245 (-35%) info
Market Cap: $9.66M info
APCX
May 27, 2026, 6:14 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $0.3485
Real-time Price: $0.230 info
Change: -$0.1185 (-34%) info
Market Cap: $9.66M info
APCX
May 19, 2026, 4:34 PM EDT
Filing Type: 8-K/A
Importance Score:
8
Price at Filing: $0.365
Real-time Price: $0.230 info
Change: -$0.135 (-37%) info
Market Cap: $9.66M info
APCX
May 15, 2026, 12:51 PM EDT
Filing Type: 10-Q
Importance Score:
9
Price at Filing: $0.3698
Real-time Price: $0.230 info
Change: -$0.1398 (-38%) info
Market Cap: $9.66M info
APCX
Apr 14, 2026, 4:15 PM EDT
Filing Type: DEF 14A
Importance Score:
8
Price at Filing: $0.4998
Real-time Price: $0.230 info
Change: -$0.2698 (-54%) info
Market Cap: $9.66M info
APCX
Apr 10, 2026, 5:26 PM EDT
Filing Type: 8-K
Importance Score:
9
Price at Filing: $0.511
Real-time Price: $0.230 info
Change: -$0.281 (-55%) info
Market Cap: $9.66M info
APCX
Mar 31, 2026, 2:49 PM EDT
Filing Type: 10-K
Importance Score:
9
Price at Filing: $0.495
Real-time Price: $0.230 info
Change: -$0.265 (-54%) info
Market Cap: $9.66M info
APCX
Mar 03, 2026, 6:23 PM EST
Filing Type: 4
Importance Score:
7
Price at Filing: $0.2878
Real-time Price: $0.230 info
Change: -$0.0578 (-20%) info
Market Cap: $9.66M info
APCX
Feb 26, 2026, 5:35 PM EST
Filing Type: 4
Importance Score:
7
Price at Filing: $0.330
Real-time Price: $0.230 info
Change: -$0.100 (-30%) info
Market Cap: $9.66M info
APCX
Feb 19, 2026, 1:19 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $0.38082
Real-time Price: $0.230 info
Change: -$0.15082 (-40%) info
Market Cap: $9.66M info
APCX
Feb 03, 2026, 5:22 PM EST
Filing Type: 8-K/A
Importance Score:
8
Price at Filing: $0.400
Real-time Price: $0.230 info
Change: -$0.170 (-43%) info
Market Cap: $9.66M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets