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AppTech Payments Corp.

corporate_fare Company Profile

AppTech Payments Corp.

APCX·OTC·Technology·CIK 0001070050

AppTech Payments Corp. is a financial technology infrastructure provider. In 2025, the company underwent a transformation to address structural, operational, and technological challenges, including issues with the legacy FinZeo acquisition. The company focused on stabilizing operations, preserving revenue, restructuring processes, modernizing technology, and repositioning itself towards scalable, high-value financial technology infrastructure. The objective was to become a modern fintech infrastructure provider supporting digital banking, embedded finance, and omnichannel payments at scale. By the end of 2025, AppTech had rebuilt its foundation and established a strategic direction for growth. The company deployed the AppTech Banking Platform in 2025, which is a modern financial services layer. This platform is positioned as a core company technology, rather than a traditional Banking-as-a-Service product, and is designed to support digital-first interactions, automated onboarding, and embedded financial services for businesses, financial institutions, and technology platforms. The AppTech Banking Platform aims to reduce integration complexity and support multi-channel payment experiences, particularly for smaller and mid-sized banks that need to modernize their digital offerings.

AppTech Payments Corp. (OTC:APCX) is a publicly traded company in the Technology sector. Wiseek monitors APCX SEC EDGAR filings and licensed market news in real time, scoring each submission for market-moving significance on a 1–10 scale. Items rated 7 or higher generate instant alerts.

Recent high-impact activity:

  • AppTech Payments Ousts CEO, Taps CFO as Interim Chief in Turnaround Bid
  • AppTech Payments Secures $500K Short-Term Loan from Chairman's Trust
  • Director Albert L. Lord Buys $95K in AppTech Payments Stock
  • Shareholders Approve Equity Incentive Plan Amidst Going Concern
  • Director Robert J. Lipstein Buys $35K in Open Market Shares

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$1.4M
Net Income
-$7.92M
Diluted EPS
-$0.23
Op. Cash Flow
-$4.89M
Gross Profit
$771K
Operating Income
-$7.58M
Cash & Equivalents
$244K
Debt / Equity
0.00×
Net Margin
-5.68×
Shares Outstanding
40.49M sh
Source: 10-K · filed 2026-03-31 · accession 0001683168-26-002518

Dilution Risk

Low risk

Filing-implied dilution signals for APCX, detected from its recent SEC filings · based on capital-structure filings through 2026-04-10.

Secured $950K in Capital · High-Interest Debt

⚠ A more recent filing has been published for this ticker since this signal was computed; it may not yet be reflected — see the filings below.

A filing-implied signal, not a realized share count. How Wiseek tracks dilution →

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$0.2991
52-week range · as of 2026-07-10 $0.12 – $0.595
Market cap
$12.56M
Volume
79.2K (1.0× avg)
3-mo avg 80.6K
Live data · 2026-08-03 09:47 UTC · Pre-market

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feed APCX - Latest Insights

APCX
Jul 10, 2026, 11:11 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $0.260
Real-time Price: $0.2991 info
Change: +$0.0391 (+15%) info
Market Cap: $12.563M info
APCX
Jul 02, 2026, 5:29 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $0.330
Real-time Price: $0.2991 info
Change: -$0.0309 (-9%) info
Market Cap: $12.563M info
APCX
Jun 04, 2026, 5:20 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $0.490
Real-time Price: $0.2991 info
Change: -$0.1909 (-39%) info
Market Cap: $12.563M info
APCX
Jun 02, 2026, 8:30 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $0.35245
Real-time Price: $0.2991 info
Change: -$0.05335 (-15%) info
Market Cap: $12.563M info
APCX
May 27, 2026, 6:14 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $0.3485
Real-time Price: $0.2991 info
Change: -$0.0494 (-14%) info
Market Cap: $12.563M info
APCX
May 19, 2026, 4:34 PM EDT
Filing Type: 8-K/A
Importance Score:
8
Price at Filing: $0.365
Real-time Price: $0.2991 info
Change: -$0.0659 (-18%) info
Market Cap: $12.563M info
APCX
May 15, 2026, 12:51 PM EDT
Filing Type: 10-Q
Importance Score:
9
Price at Filing: $0.3698
Real-time Price: $0.2991 info
Change: -$0.0707 (-19%) info
Market Cap: $12.563M info
APCX
Apr 14, 2026, 4:15 PM EDT
Filing Type: DEF 14A
Importance Score:
8
Price at Filing: $0.4998
Real-time Price: $0.2991 info
Change: -$0.2007 (-40%) info
Market Cap: $12.563M info
APCX
Apr 10, 2026, 5:26 PM EDT
Filing Type: 8-K
Importance Score:
9
Price at Filing: $0.511
Real-time Price: $0.2991 info
Change: -$0.2119 (-41%) info
Market Cap: $12.563M info
APCX
Mar 31, 2026, 2:49 PM EDT
Filing Type: 10-K
Importance Score:
9
Price at Filing: $0.495
Real-time Price: $0.2991 info
Change: -$0.1959 (-40%) info
Market Cap: $12.563M info
APCX
Mar 03, 2026, 6:23 PM EST
Filing Type: 4
Importance Score:
7
Price at Filing: $0.2878
Real-time Price: $0.2991 info
Change: +$0.0113 (+4%) info
Market Cap: $12.563M info
APCX
Feb 26, 2026, 5:35 PM EST
Filing Type: 4
Importance Score:
7
Price at Filing: $0.330
Real-time Price: $0.2991 info
Change: -$0.0309 (-9%) info
Market Cap: $12.563M info
APCX
Feb 19, 2026, 1:19 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $0.38082
Real-time Price: $0.2991 info
Change: -$0.08172 (-21%) info
Market Cap: $12.563M info
APCX
Feb 03, 2026, 5:22 PM EST
Filing Type: 8-K/A
Importance Score:
8
Price at Filing: $0.400
Real-time Price: $0.2991 info
Change: -$0.1009 (-25%) info
Market Cap: $12.563M info