Amerant Bancorp Inc.

Our Company is a bank holding company headquartered in Coral Gables, FL. As of December 31, 2025, it held $9.8 billion in assets, $6.6 billion in loans held for investment, $7.8 billion in deposits, $938.8 million of shareholders' equity, and $3.3 billion in assets under management and custody. The company provides individuals and businesses with deposit, credit, investment, wealth management, retail banking, mortgage, and fiduciary services. These services are offered through its main subsidiary, Amerant Bank, N.A., also headquartered in Coral Gables, FL, and its securities broker-dealer, Amerant Investments Inc. Fiduciary, investment, wealth management, and mortgage services are provided by Amerant Bank and Amerant Investments. Amerant Bank, founded in 1979, operates 23 banking centers offering personal and commercial banking services. Its primary markets are South Florida, with 21 banking centers in Miami-Dade, Broward, and Palm Beach counties, and Tampa, FL, with two banking centers and a regional headquarter office. New banking centers opened in West Palm Beach, FL in April 2025, Miami Beach, FL in September 2025, and a second Tampa, FL location in October 2025. A new banking center in Bay Harbor Islands, FL, opened in January 2026. Amerant Investments provides introductory brokerage, investment, and transaction services primarily for Amerant Bank customers. Elant Bank & Trust Ltd. is a bank and trust company domiciled in George Town, Grand Cayman. The company serves customers in its United States markets and select international customers.