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Enact Holdings, Inc.

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Enact Holdings, Inc.

ACT·NASDAQ·Finance·CIK 0001823529

Enact Holdings, Inc. is a private mortgage insurance company that has served the United States housing finance market since 1981. The company operates in all 50 states and the District of Columbia. Enact Holdings, Inc. writes and assumes residential mortgage guaranty insurance, which covers a portion of the unpaid principal balance of Low Down Payment Loans. These are mortgage loans where the loan amount exceeds 80% of the home's value. This insurance protects lenders and investors from losses if borrowers do not make payments on loans secured by a first lien on residential real estate. The company's primary customers are originators of residential mortgage loans, including national banks, non-bank mortgage lenders, local mortgage bankers, community banks, and credit unions. Enact Holdings, Inc. facilitates the sale of mortgages to the secondary market, including to private investors, Fannie Mae, and Freddie Mac. This credit protection and liquidity enable mortgage lenders to increase their lending capacity, manage risk, and expand financing access for prospective homeowners, including first-time home buyers. In 2025, the company provided new insurance coverage to approximately 1,600 customers. For the full years ended December 31, 2025, 2024, and 2023, new insurance written (NIW) was $51.5 billion, $51.0 billion, and $53.1 billion, respectively. Net income was $674 million, $688 million, and $666 million in 2025, 2024, and 2023, respectively. Adjusted operating income was $688 million, $718 million, and $676 million for 2025, 2024, and 2023, respectively.

Enact Holdings, Inc. (NASDAQ:ACT) is a publicly traded company in the Finance sector. Wiseek has independently scored 13 items for ACT at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-08-06, rated 7/10. Across its 13 most recent items scored 7 or higher, the top rating is 9/10, with 6 rated 8 or above. Recent SEC coverage for ACT spans 10-Q, 8-K, 4, 10-K.

Recent high-impact activity:

  • Enact Q2: Net Income Climbs to $175M, Dividend Raised, Capital Fortress Intact
  • Enact Delivers Robust Q2 2026 Results and Lifts Full-Year Capital Return Target to $550–$600M
  • Enact Q2 Earnings Beat, Raises Capital Return Guidance to $600M
  • Enact Holdings Repurchases $25.6M in Stock from Genworth Holdings
  • Enact Holdings Repurchases $25.85M in Shares from 10% Owner Genworth Holdings

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$1.24B
Net Income
$674.24M
Diluted EPS
$4.52
Op. Cash Flow
$724.52M
Cash & Equivalents
$582.49M
Total Debt
$744.48M
Debt / Equity
0.14×
Net Margin
54.6%
Shares Outstanding
142.21M sh
Source: 10-K · filed 2026-02-27 · accession 0001823529-26-000060

Short Interest & Short Volume

5.95 days to cover

FINRA reported short interest of 2,751,139 shares in ACT as of the September 15, 2026 settlement, a 11.7% decrease from the prior period — about 6.0 days to cover at its recent average daily volume. On October 2, 2026, 75.3% of ACT volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)2,751,139 shares as of September 15, 2026
Change vs prior period▼ 11.7%
Days to cover5.95 at avg daily volume of 462,139
Daily short volume (FINRA facilities)75.3% of 149,322 shares on October 2, 2026
5-day average short volume78.6%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$45.26
52-week range · as of 2026-08-06 $34.64 – $49.09
Market cap
$6.22B
Volume
427.3K (1.0× avg)
3-mo avg 430.8K
Live data · 2026-10-05 02:48 UTC · Market closed

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feed ACT - Latest Insights

ACT
Aug 06, 2026, 4:21 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $48.67
Real-time Price: $45.26 info
Change: -$3.41 (-7%) info
Market Cap: $6.223B info
ACT
Aug 05, 2026, 4:23 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $47.83
Real-time Price: $45.26 info
Change: -$2.57 (-5%) info
Market Cap: $6.223B info
ACT
Aug 05, 2026, 4:20 PM EDT
Source: GlobeNewswire
Importance Score:
8
Price at Filing: $47.83
Real-time Price: $45.26 info
Change: -$2.57 (-5%) info
Market Cap: $6.223B info
ACT
Jul 01, 2026, 4:16 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $45.39
Real-time Price: $45.26 info
Change: -$0.130 (-0.29%) info
Market Cap: $6.223B info
ACT
Jun 01, 2026, 4:26 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $41.09
Real-time Price: $45.26 info
Change: +$4.17 (+10%) info
Market Cap: $6.223B info
ACT
May 06, 2026, 4:44 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $43.06
Real-time Price: $45.26 info
Change: +$2.20 (+5%) info
Market Cap: $6.223B info
ACT
May 05, 2026, 5:10 PM EDT
Source: Dow Jones Newswires
Importance Score:
8
Price at Filing: $42.31
Real-time Price: $45.26 info
Change: +$2.95 (+7%) info
Market Cap: $6.223B info
ACT
May 05, 2026, 4:23 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $42.31
Real-time Price: $45.26 info
Change: +$2.95 (+7%) info
Market Cap: $6.223B info
ACT
May 05, 2026, 4:20 PM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $42.31
Real-time Price: $45.26 info
Change: +$2.95 (+7%) info
Market Cap: $6.223B info
ACT
Apr 01, 2026, 4:20 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $40.57
Real-time Price: $45.26 info
Change: +$4.69 (+12%) info
Market Cap: $6.223B info
ACT
Feb 27, 2026, 7:27 AM EST
Filing Type: 10-K
Importance Score:
9
Price at Filing: $42.57
Real-time Price: $45.26 info
Change: +$2.69 (+6%) info
Market Cap: $6.223B info
ACT
Feb 03, 2026, 4:22 PM EST
Filing Type: 8-K
Importance Score:
9
Price at Filing: $40.33
Real-time Price: $45.26 info
Change: +$4.93 (+12%) info
Market Cap: $6.223B info
ACT
Jan 02, 2026, 4:17 PM EST
Filing Type: 4
Importance Score:
7
Price at Filing: $39.62
Real-time Price: $45.26 info
Change: +$5.64 (+14%) info
Market Cap: $6.223B info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets