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American Coastal Insurance Corporation

corporate_fare Company Profile

American Coastal Insurance Corporation

ACIC·NASDAQ·Finance·CIK 0001401521

American Coastal Insurance Corporation (ACIC) is a holding company primarily engaged in the commercial property and casualty insurance business with investments in the United States. The company changed its corporate name from United Insurance Holdings Corp. to American Coastal Insurance Corporation on July 10, 2023. ACIC conducts its business principally through its wholly owned insurance subsidiary, American Coastal Insurance Company (AmCoastal). The company previously wrote insurance outside of Florida through Interboro Insurance Company (IIC), but completed the sale of IIC on April 1, 2025. On May 9, 2024, ACIC entered into a Stock Purchase Agreement with Forza Insurance Holdings, LLC to sell 100% of the issued and outstanding stock of IIC. The company's revenue is generated from writing insurance in Florida. ACIC targets states where the perceived threat of natural catastrophe has caused large national insurance carriers to reduce their concentration of policies. In 2023, United Property & Casualty Insurance Company (UPC), a former insurance subsidiary that wrote personal residential business in six states, was placed into receivership with the Florida Department of Financial Services, divesting ACIC's ownership of UPC. ACIC has historically grown its business through strong organic growth, complemented by strategic acquisitions and partnerships, including the acquisition of AmCo Holding Company, LLC and its subsidiaries, including AmCoastal, in April 2017.

American Coastal Insurance Corporation (NASDAQ:ACIC) is a publicly traded company in the Finance sector. Wiseek has independently scored 13 items for ACIC at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-10-02, rated 7/10. Across its 13 most recent items scored 7 or higher, the top rating is 8/10, with 6 rated 8 or above. Recent SEC coverage for ACIC spans 8-K, 10-Q, DEF 14A, 10-K.

Recent high-impact activity:

  • COO and CIO Christopher Griffith Steps Down Effective October 1
  • American Coastal Insurance Completes $14.4M Share Buyback in Q2, $19.4M YTD
  • ACIC Renews Core CAT Reinsurance with $1.9B Limit, Cuts Costs by Over $22M
  • American Coastal Insurance Renews Catastrophe Reinsurance Program with Increased Coverage, Lower Costs
  • American Coastal Insurance Reports Q1 Earnings Decline, Issues $200M Catastrophe Bond

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$335.44M
Net Income
$106.84M
Diluted EPS
$2.15
Op. Cash Flow
$71.03M
Free Cash Flow
$70.87M
Operating Income
$140.28M
Cash & Equivalents
$198.76M
Debt / Equity
0.00×
Net Margin
31.8%
Shares Outstanding
48.76M sh
Source: 10-K · filed 2026-03-09 · accession 0001401521-26-000015

Short Interest & Short Volume

8.98 days to cover

FINRA reported short interest of 1,843,015 shares in ACIC as of the September 15, 2026 settlement, a 11.9% increase from the prior period — about 9.0 days to cover at its recent average daily volume. On October 2, 2026, 86.8% of ACIC volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)1,843,015 shares as of September 15, 2026
Change vs prior period▲ 11.9%
Days to cover8.98 at avg daily volume of 205,221
Daily short volume (FINRA facilities)86.8% of 83,773 shares on October 2, 2026
5-day average short volume76.7%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$9.22 -0.11% today
52-week range · as of 2026-10-02 $9.01 – $13.05
Market cap
$452.17M
Volume
195.3K (0.7× avg)
3-mo avg 264K
Live data · 2026-10-04 16:41 UTC · Market closed

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feed ACIC - Latest Insights

ACIC
Oct 02, 2026, 4:03 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $9.33
Real-time Price: $9.22 info
Change: -$0.110 (-1%) info
Market Cap: $452.17M info
ACIC
Jun 29, 2026, 4:05 PM EDT
Source: GlobeNewswire
Importance Score:
7
Price at Filing: $11.40
Real-time Price: $9.22 info
Change: -$2.18 (-19%) info
Market Cap: $452.17M info
ACIC
May 15, 2026, 4:13 PM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $10.85
Real-time Price: $9.22 info
Change: -$1.63 (-15%) info
Market Cap: $452.17M info
ACIC
May 15, 2026, 4:07 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $10.85
Real-time Price: $9.22 info
Change: -$1.63 (-15%) info
Market Cap: $452.17M info
ACIC
May 08, 2026, 4:01 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $10.53
Real-time Price: $9.22 info
Change: -$1.31 (-12%) info
Market Cap: $452.17M info
ACIC
May 05, 2026, 4:02 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $11.87
Real-time Price: $9.22 info
Change: -$2.65 (-22%) info
Market Cap: $452.17M info
ACIC
Apr 01, 2026, 4:01 PM EDT
Filing Type: DEF 14A
Importance Score:
7
Price at Filing: $10.99
Real-time Price: $9.22 info
Change: -$1.77 (-16%) info
Market Cap: $452.17M info
ACIC
Mar 09, 2026, 4:55 PM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $11.50
Real-time Price: $9.22 info
Change: -$2.28 (-20%) info
Market Cap: $452.17M info
ACIC
Mar 09, 2026, 4:53 PM EDT
Filing Type: 10-K
Importance Score:
8
Price at Filing: $11.50
Real-time Price: $9.22 info
Change: -$2.28 (-20%) info
Market Cap: $452.17M info
ACIC
Feb 20, 2026, 4:13 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $10.89
Real-time Price: $9.22 info
Change: -$1.67 (-15%) info
Market Cap: $452.17M info
ACIC
Feb 19, 2026, 4:01 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $11.13
Real-time Price: $9.22 info
Change: -$1.91 (-17%) info
Market Cap: $452.17M info
ACIC
Jan 14, 2026, 9:29 AM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $11.11
Real-time Price: $9.22 info
Change: -$1.89 (-17%) info
Market Cap: $452.17M info
ACIC
Jan 07, 2026, 4:02 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $11.33
Real-time Price: $9.22 info
Change: -$2.11 (-19%) info
Market Cap: $452.17M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets