ASBURY AUTOMOTIVE GROUP INC

Asbury Automotive Group, Inc. is one of the largest franchised automotive retailers in the United States. As of December 31, 2025, the company owned and operated 223 new vehicle franchises, representing 36 brands of automobiles at 171 dealership locations, 39 collision centers, and Total Care Auto, Powered by Asbury (TCA), its finance and insurance (F&I) product provider, within 15 states. The company operates in two reportable segments: Dealerships and TCA. It offers a range of automotive products and services covering the entire vehicle ownership lifecycle. These include new and used vehicles, parts and service (P&S), and F&I products. P&S encompasses vehicle repair and maintenance services, replacement parts, and collision repair services. F&I products include arranging vehicle financing through third parties and aftermarket products such as extended service contracts, guaranteed asset protection (GAP) debt cancellation, and prepaid maintenance. The company aims for a diversified mix of products, services, brands, and geographic locations.