Upbound Delivers In-Line Q2 2026 Results and Reaffirms Full-Year EBITDA and EPS Guidance

summarizeSummary

Upbound Group reported Q2 2026 earnings in line with expectations, reaffirmed full-year EBITDA and EPS guidance, and provided Q3 guidance. Brigit revenue grew 37% year-over-year, Acima's lease charge-off rate improved, and free cash flow was strong at $84 million.

check_boxKey Events · Earnings and Guidance · UPBD

• Q2 Results In Line

  Consolidated revenue of $1.16 billion, GAAP diluted EPS of $0.37, and non-GAAP diluted EPS of $1.07, all within previously guided ranges.

• Full-Year Guidance Reaffirmed

  Adjusted EBITDA of $500–$535 million and non-GAAP diluted EPS of $4.00–$4.35 reaffirmed; revenue range narrowed to $4.70–$4.85 billion.

• Q3 Guidance Provided

  Revenue expected at $1.05–$1.15 billion, Adjusted EBITDA at $105–$115 million, and non-GAAP diluted EPS at $0.85–$0.95.

• Brigit Growth Accelerates

  Brigit revenue increased 37% year-over-year to $71 million, with paying subscribers up 30% to 1.7 million and ARPU up 6.3% to $14.30.

auto_awesomeAnalysis · UPBD · Trade & Services

Upbound's Q2 performance landed within its guided ranges, with consolidated revenue reaching $1.16 billion and non-GAAP EPS of $1.07. While reaffirming its full-year Adjusted EBITDA and EPS outlook, the company tightened the revenue range and issued Q3 guidance. Brigit maintained strong momentum, Acima's lease charge-off rate improved, and Rent-A-Center posted its third consecutive quarter of positive same-store sales. Free cash flow came in at a robust $84 million, and net leverage continued to decline. The results and guidance present a steady-as-she-goes signal, but the reaffirmed outlook and improving credit metrics stand out against a backdrop of softer consumer demand and a recent cybersecurity incident.