Timberland Bancorp Q3: EPS $0.98, NIM Expands to 3.85%, Dividend Raised 3%
TSBK sits 47% above its 52-week low of $30.52 on light trading volume (0.2× avg).
Summary
Timberland Bancorp reported Q3 fiscal 2026 net income of $7.72 million ($0.98 EPS), a 9% increase year-over-year, driven by loan growth and a higher net interest margin. The quarterly dividend was raised 3% to $0.30 per share.
Key Events · Earnings and Guidance · TSBK
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Q3 Earnings Beat
Net income of $7.72M ($0.98 EPS) rose 9% YoY, exceeding the prior quarter's $7.13M ($0.90 EPS).
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Margin Expansion
Net interest margin improved to 3.85% from 3.81% last quarter and 3.80% a year ago, aided by higher loan yields and lower deposit costs.
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Dividend Increase
Quarterly cash dividend raised 3% to $0.30 per share, payable August 24 to shareholders of record August 10.
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Share Repurchases
70,000 shares repurchased during the quarter at an average price of $40.49, totaling $2.83 million.
Analysis · TSBK · Finance
A clean quarter from Timberland Bancorp saw net income climb 9% year-over-year to $7.72 million, or $0.98 per diluted share. The net interest margin expanded to 3.85%, while the efficiency ratio improved to 53.40%. Signaling confidence in the earnings trajectory, the board raised the quarterly dividend by 3% to $0.30 per share. During the quarter, the company also repurchased 70,000 shares for $2.83 million. With the stock trading near its 52-week high, these results reinforce the positive momentum but leave limited room for upside surprises.
How filings like this one have moved
In the 30 days to Oct 5, 2026, 29.2% of the 1496 measured filings Wiseek scored 7 moved their stock by 5% or more by the next session's close. The median move was -0.63%. These are measured outcomes after filings of this importance, not a forecast for this one.
Measured one observation per ticker per day, after exclusions. Current figures: Filing Impact Tracker · open dataset
At the time of this filing, TSBK was trading at $44.94 on NASDAQ in the Finance sector, with a market capitalization of approximately $351.8M. The 52-week trading range was $30.52 to $45.64. This filing was assessed with positive market sentiment and an importance score of 7 out of 10.