TransUnion Beats Q3 Guidance, Raises EPS Outlook, Adds $1B to Buyback and Lifts Dividend
TRU sits 30% above its 52-week low of $60.96.
Summary
TransUnion beat Q3 guidance with 12% revenue growth and 14% Adjusted Diluted EPS growth, raised full-year Adjusted Diluted EPS guidance, added $1 billion to its buyback authorization for $2 billion total, and lifted the quarterly dividend to $0.135.
Key Events · Earnings and Guidance · TRU
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Q3 Beat Across Revenue, EBITDA and EPS
Revenue was $1,312.5 million, up 12% reported and 8% organic constant currency. Adjusted Diluted EPS was $1.25 versus $1.10 a year ago, a 14% increase, and net income attributable to TransUnion rose to $156.2 million from $96.6 million.
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Full-Year Adjusted EPS Guidance Raised
FY2026 Adjusted Diluted EPS guidance moved to $4.81-$4.88 from a prior $4.75-$4.83, while revenue guidance of $5.131-$5.162 billion and Adjusted EBITDA of $1.808-$1.827 billion were maintained at the high end.
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Buyback Authorization Increased by $1 Billion
The board raised the share repurchase authorization to $2 billion in total. About $243 million was repurchased year-to-date, with roughly $500 million expected for the full year and about $1.5 billion of authorization remaining.
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Dividend Raised to $0.135 per Share
The quarterly dividend increased from $0.125 to $0.135, payable November 25, 2026 to shareholders of record on November 10, 2026.
Analysis · TRU · Trade & Services
TransUnion beat its own guidance on revenue, Adjusted EBITDA and Adjusted Diluted EPS, and raised full-year Adjusted Diluted EPS guidance to $4.81-$4.88 from $4.75-$4.83 while holding revenue and Adjusted EBITDA at the high end. For shareholders, the bigger news is capital return: the board added $1 billion to the repurchase authorization for $2 billion total, and the quarterly dividend rose to $0.135 from $0.125. Against that, Adjusted EBITDA margin compressed to 35.4% from 36.3%, with roughly 60bps of the drag from no-margin FICO mortgage royalties, and management flagged rising interest rates as a mortgage headwind — the same regulatory overhang that hit the stock in September when FHFA scrutiny of the credit bureaus surfaced. Management also quantified the bi-merge risk at under 1% of revenue and under 3% of Adjusted Diluted EPS.
How filings like this one have moved
In the 30 days to Oct 27, 2026, 36.2% of the 898 measured filings Wiseek scored 8 moved their stock by 5% or more by the next session's close. The median move was -0.75%. These are measured outcomes after filings of this importance, not a forecast for this one.
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At the time of this filing, TRU was trading at $79.49 on NYSE in the Trade & Services sector, with a market capitalization of approximately $15.3B. The 52-week trading range was $60.96 to $89.12. This filing was assessed with positive market sentiment and an importance score of 8 out of 10.