Stellar Bancorp, Inc.

Stellar Bancorp, Inc. operates as a bank holding company, offering commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. The company provides various deposit products, including checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits. It also offers convenient services such as telephone, mobile, and online banking. Stellar Bancorp's loan offerings include commercial and industrial loans; commercial real estate loans, which comprise multi-family residential loans; commercial real estate construction and land development loans; and residential real estate loans, including 1-4 family residential mortgage loans, home equity and home improvement loans, and home equity lines of credit. The company also provides commercial and retail lending services, such as loans to small businesses, mortgage loans, personal loans, and automobile loans, in addition to factoring services. Other services provided are safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. Stellar Bancorp, Inc. was founded in 2007 and is headquartered in Houston, Texas.