SouthState Bank Reports Strong Q4 EPS Growth and Authorizes Substantial Share Repurchase Plan

summarizeSummary

SouthState Bank Corp reported strong fourth-quarter 2025 financial results, including a 32% year-over-year increase in diluted EPS, alongside the authorization of a new share repurchase plan for up to 5.56 million shares and the declaration of a $0.60 quarterly dividend.

check_boxKey Events

• Strong Q4 2025 Earnings

  Diluted EPS increased 32% year-over-year to $2.46, with adjusted diluted EPS up 28% to $2.47. Net income was $247.7 million.

• Substantial Share Repurchase Plan Approved

  The Board authorized the repurchase of up to 5,560,000 common shares, replacing a prior plan. This represents approximately 5.6% of current outstanding shares, valued at over $558 million.

• Maintained Quarterly Dividend

  The company declared a quarterly cash dividend of $0.60 per share, consistent with the previous quarter's payout.

• Accelerated Loan and Deposit Growth

  Loan and deposit growth both accelerated to an 8% annualized rate during the fourth quarter of 2025.

auto_awesomeAnalysis

SouthState Bank Corp's fourth-quarter 2025 results demonstrate robust financial performance, highlighted by a significant year-over-year increase in diluted earnings per share and healthy loan and deposit growth. The authorization of a new share repurchase plan, representing over 5% of outstanding shares, signals strong management confidence in the company's valuation and commitment to returning capital to shareholders. This substantial capital allocation decision, combined with the positive earnings trajectory and maintained dividend, provides a strong positive outlook for investors.