Q3 Net Income Climbs 20% as Net Interest Income Grows 12%
PPBN has more than doubled off its 52-week low of $28.67 on light trading volume (0.2× avg).
Summary
Pinnacle Bankshares earned $3.58M in Q3 2026, or $1.66 a share, up 20% from $1.34 a year earlier. Core results look solid: net interest income rose 12% to $11.42M on margin expansion and earning asset growth, while credit quality held with nonperforming loans at 0.20% of the book and the allowance at 0.71% of loans. The provision jumped to $227K from $29K a year ago, a reminder that loan growth is coming with more reserve building. Year-to-date net income of $13.10M ($6.02 a share) is inflated by a $2.96M after-tax gain on a Q2 divestiture, so the 65% YTD growth overstates the run rate — strip that out and the story is steady core improvement, not a step change. For a small OTC-traded bank, a 20% EPS gain with stable asset quality is a real positive, but the one-time gain means the clean earnings power is what matters from here.
At the time of this announcement, PPBN was trading at $61.89 on OTC in the Finance sector, with a market capitalization of approximately $134.4M. The 52-week trading range was $28.67 to $68.87. This news item was assessed with positive market sentiment and an importance score of 7 out of 10. Source: Wiseek News.