Oakworth Posts 19% YTD Net Income Growth as Loans and Deposits Climb 16-17%
OAKC sits 44% above its 52-week low of $29.6 on light trading volume (0.2× avg).
Summary
Oakworth delivered year-to-date net income up 19% and diluted EPS up 13% versus 2025, with Q3 ROA at 1.2% and an efficiency ratio of 57%. Balance sheet growth is the standout: loans up 16% year-over-year, deposits up 17% year-over-year and 13% linked-quarter, and wealth assets up 17%. For a small-cap bank trading near its 52-week high, that combination of double-digit earnings growth and 13% quarterly deposit growth supports the current valuation rather than challenging it. The release does not disclose net interest margin or credit quality, which are the two numbers that would determine whether the deposit growth is coming at a funding cost. Watch the full Q3 filing for NIM and nonperformer trends.
At the time of this announcement, OAKC was trading at $42.75 on OTC in the Finance sector, with a market capitalization of approximately $215.5M. The 52-week trading range was $29.60 to $44.00. This news item was assessed with positive market sentiment and an importance score of 7 out of 10. Source: Wiseek News.