Nicolet Q3 2026: EPS $2.96, Core $3.15, NIM 4.19%, $0.36 Dividend
NIC sits 41% above its 52-week low of $114.115.
Summary
Nicolet earned $63.7M ($2.96 diluted, $3.15 core) in Q3 2026, up from $56.9M and $2.62/$2.99 in Q2, as the margin widened to 4.19% and merger costs shrank. The board declared a $0.36 quarterly dividend payable December 15.
Key Events · Earnings and Guidance · NIC
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Q3 Earnings Rise on Post-Merger Quarter
Net income of $63.7M ($2.96 diluted EPS) versus $56.9M ($2.62) in Q2 2026; core diluted EPS $3.15 versus $2.99.
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Margin Expands, Merger Costs Fade
Net interest margin rose to 4.19% from 4.14%, and merger-related expense fell to $4.6M from $7.4M, lifting core return on tangible common equity to 22.01%.
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$0.36 Quarterly Dividend Declared
Board declared $0.36 per share payable December 15, 2026 to shareholders of record December 1, 2026.
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Asset Quality Slightly Softer
Nonperforming assets were $77.7M, or 0.52% of total assets, up from 0.49% at June 30, 2026; net charge-offs remained negligible at 0.03% of average loans.
Analysis · NIC · Finance
The first full quarter after the MidWestOne integration shows the combined bank earning more: net income rose to $63.7M from $56.9M and core EPS to $3.15 from $2.99, while the net interest margin widened 5 bps to 4.19% and core return on tangible common equity reached 22%. Merger-related expense fell to $4.6M from $7.4M, so the deal drag is fading and management expects a cleaner fourth quarter. The board also declared a $0.36 quarterly dividend payable December 15. Offsetting items are modest: nonperforming assets ticked up to 0.52% of assets from 0.49%, and $40.0M of buybacks plus the dividend and weaker investment valuations cut total capital by $37M to $2.2B.
How filings like this one have moved
In the 30 days to Oct 20, 2026, 29.2% of the 1466 measured filings Wiseek scored 7 moved their stock by 5% or more by the next session's close. The median move was -0.57%. These are measured outcomes after filings of this importance, not a forecast for this one.
Measured one observation per ticker per day, after exclusions. Current figures: Filing Impact Tracker · open dataset
At the time of this filing, NIC was trading at $161.35 on NYSE in the Finance sector, with a market capitalization of approximately $3.4B. The 52-week trading range was $114.12 to $180.00. This filing was assessed with positive market sentiment and an importance score of 7 out of 10.