Lakeland Financial Posts Record Q2 2026 Earnings: $28.4M Net Income, $1.13 EPS, 7% Revenue Growth
LKFN is trading near its 52-week low of $54.36 (12% above the low).
Summary
Lakeland Financial reported record Q2 2026 earnings with $28.4M net income and $1.13 EPS, driven by loan growth and margin expansion. The investor presentation underscores a strong capital position and positive economic trends in its Indiana markets.
Key Events · Earnings and Guidance · LKFN
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Record Q2 Earnings
Net income of $28.4 million, up 17% YoY; diluted EPS of $1.13, up 19% YoY.
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Revenue Growth
Total revenue increased 7% to $140.6 million, driven by a 7% rise in net interest income and a 14% increase in noninterest income.
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Margin Expansion
Net interest margin expanded 7 basis points YoY to 3.49%, benefiting from deposit cost repricing.
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Strong Capital and Credit Quality
TCE/TA ratio of 10.63%, adjusted TCE/TA of 12.14%; nonperforming loans to total loans at 0.25%, net charge-offs near zero.
Analysis · LKFN · Finance
Lakeland Financial delivered record second-quarter results, with net income rising 17% year-over-year to $28.4 million and diluted EPS up 19% to $1.13. Revenue grew 7% on higher net interest income and noninterest income, while net interest margin expanded 7 basis points. The balance sheet remains fortress-like with strong capital ratios, low credit costs, and ample liquidity. The investor presentation highlights sustained organic growth, a diversified loan portfolio, and a favorable Indiana economic backdrop. This performance reinforces the bank's track record of consistent execution and shareholder value creation.
How filings like this one have moved
In the 30 days to Sep 15, 2026, 29.9% of the 1678 measured filings Wiseek scored 7 moved their stock by 5% or more by the next session's close. The median move was -0.25%. These are measured outcomes after filings of this importance, not a forecast for this one.
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At the time of this filing, LKFN was trading at $61.15 on NASDAQ in the Finance sector, with a market capitalization of approximately $1.5B. The 52-week trading range was $54.36 to $69.40. This filing was assessed with positive market sentiment and an importance score of 7 out of 10.