Inter & Co Reports Strong 2025 Financials with 44.7% Net Income Growth and Significant Customer Expansion
Summary
Inter & Co, Inc. reported impressive full-year 2025 financial results, featuring a 44.7% surge in net income and a 31.3% increase in revenues, driven by significant customer and loan portfolio growth.
Key Events
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Net Income Surges 44.7%
Net income attributable to controlling shareholders reached R$ 1,312.4 million in 2025, a significant increase from R$ 907.1 million in 2024.
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Revenues Up 31.3%
Total revenues for 2025 climbed to R$ 8.4 billion, marking a substantial 31.3% increase compared to R$ 6.4 billion in the previous year.
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Customer Base Exceeds 43 Million
The company surpassed 43.1 million customers by December 31, 2025, with an activation rate of 58.0%, reflecting strong user engagement.
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Loan Portfolio and Funding Growth
The loan portfolio expanded by 35.6% to R$ 48.3 billion, while total funding increased by 31.0% to R$ 69.0 billion, indicating robust balance sheet expansion.
Analysis
Inter & Co, Inc. delivered robust financial results for the full year 2025, demonstrating strong operational momentum and growth across its core banking and e-commerce segments. The substantial increase in net income and revenue, coupled with significant expansion in its customer base and loan portfolio, indicates effective execution of its super app strategy. This positive performance provides a solid financial backdrop for the company's recent strategic initiatives, such as the Federal Reserve approval for a U.S. branch announced on January 20, 2026. Investors should view these results as a strong indicator of the company's continued growth trajectory and market penetration.
At the time of this filing, INTR was trading at $9.03 on NASDAQ in the Finance sector, with a market capitalization of approximately $4.1B. The 52-week trading range was $4.86 to $10.36. This filing was assessed with positive market sentiment and an importance score of 8 out of 10.