Home Federal Bancorp, Inc. of Louisiana

Home Federal Bancorp, Inc. of Louisiana is a holding company for Home Federal Bank, a federally chartered stock savings bank. Originally established in 1924 as Home Building and Loan Association, the Bank reorganized into a mutual holding company structure in January 2005 and adopted the name "Home Federal Bank" in 2009 to align with its community banking strategy. The Bank's primary business involves attracting deposits from the general public and using these funds to originate loans. Home Federal Bank operates its home office and ten full-service branch offices across Caddo, Bossier, and Webster Parishes, Louisiana, serving the Shreveport-Bossier City-Minden combined statistical area. In February 2023, the Bank expanded its operations by acquiring First National Bank of Benton, which included its full-service branch office in Benton, Louisiana. As of June 30, 2026, Home Federal Bancorp's sole business activity is holding all outstanding common stock of Home Federal Bank. While authorized to engage in other activities permitted for savings and loan holding companies, such as issuing common stock for capital or acquisitions, or borrowing funds for reinvestment in the Bank, Home Federal Bancorp currently does not own or lease property, instead utilizing Home Federal Bank's premises and resources. The holding company employs officers of Home Federal Bank to serve as its own officers, who are not separately compensated by Home Federal Bancorp. An expense sharing agreement exists between Home Federal Bank and Home Federal Bancorp, in accordance with Federal Reserve Act regulations.