Fold Holdings, Inc.

Fold Holdings, Inc. is a bitcoin-focused financial services company founded in 2019. The company aims to expand access to bitcoin by enabling consumers to accumulate, save, and use bitcoin in their daily financial activities and long-term planning. Fold operates a banking and payments platform that integrates U.S. dollars (USD) and bitcoin. Its consumer offerings include an FDIC-insured checking account, a Visa prepaid debit card, bill payment services, a bitcoin rewards credit card, a bitcoin gift card, and a wide range of merchant reward offers. Fold partners with BitGo, a national trust bank supervised by the OCC, to provide bitcoin exchange and custody services across all 50 states, utilizing institutional-grade custody infrastructure. Fold integrates bitcoin into traditional financial products and regulated financial systems to serve as an entry point for consumers to incorporate bitcoin responsibly and accessibly.