First Financial Bankshares Posts $138.5M Q3 Net Interest Income
FFIN is trading near its 52-week low of $28.115 (12% above the low).
Summary
First Financial Bankshares reported Q3 net interest income of $138.5 million, alongside Q3 EPS of 52 cents and Q3 net income of a record $74.31 million, or $0.52 per diluted share, versus $52.27 million a year earlier, with net interest margin rising to 3.91%. That compares with the Q2 2026 print, when the bank reported net income of $71.9 million, or $0.50 per share, on an expanding net interest margin. Net interest income is the core revenue line for this Texas community bank, so the figure is the key read on whether the margin expansion that drove Q2 is holding up. The headline gives only the NII line, not the provision for credit losses, so the full earnings picture is still incomplete. Watch for the full Q3 release and any update on the 7.2 million-share repurchase authorization renewed in July.
Updated with an SEC 8-K filing · What changed
Updates
· SEC 8-K — Q3 net income was a record $74.31 million, or $0.52 per diluted share, versus $52.27 million a year earlier; net interest margin rose to 3.91%.
At the time of this announcement, FFIN was trading at $31.59 on NASDAQ in the Finance sector, with a market capitalization of approximately $4.5B. The 52-week trading range was $28.12 to $36.52. This news item was assessed with positive market sentiment and an importance score of 7 out of 10. Source: Dow Jones Newswires.