FB Financial Q2 2026: $1.13 EPS, 11.6% Loan Growth, 3% Share Buyback
FBK sits 22% above its 52-week low of $45.58.
Summary
FB Financial reported Q2 2026 net income of $58.6M ($1.13/share), with 11.6% annualized loan growth and a 3.95% net interest margin. The company bought back 3% of shares outstanding, while nonperforming loans rose to 1.17%.
Key Events · Earnings and Guidance · FBK
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Q2 Earnings Beat
Net income came in at $58.6M, or $1.13 per diluted share, up from $1.10 in Q1 2026 and $0.06 in Q2 2025. Adjusted diluted EPS was $1.14.
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Strong Loan and Deposit Growth
Loans held for investment grew 11.6% annualized to $12.87B, while deposits increased 7.70% annualized to $14.35B. Noninterest-bearing deposits surged 16.7% annualized.
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Stable Net Interest Margin
The tax-equivalent net interest margin held at 3.95%, up 1 basis point from Q1 2026, supported by stable contractual loan yields and lower deposit costs.
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Aggressive Share Repurchases
During the quarter, 1,546,707 shares were repurchased—3.01% of common shares outstanding—bringing period-end shares to 49,976,755.
Analysis · FBK · Finance
A strong second quarter saw net income reach $58.6 million, or $1.13 per diluted share, fueled by double-digit loan expansion and a steady net interest margin. Confidence in the bank's valuation was underscored by the repurchase of 3.01% of outstanding shares. Still, nonperforming loans edged up to 1.17% of total loans, concentrated in three relationships—a development that bears watching. Taken together, the results highlight robust organic growth and disciplined capital management, reinforcing the bank's positive trajectory.
How filings like this one have moved
In the 30 days to Oct 2, 2026, 29.4% of the 1637 measured filings Wiseek scored 7 moved their stock by 5% or more by the next session's close. The median move was -0.57%. These are measured outcomes after filings of this importance, not a forecast for this one.
Measured one observation per ticker per day, after exclusions. Current figures: Filing Impact Tracker · open dataset
At the time of this filing, FBK was trading at $55.70 on NYSE in the Finance sector, with a market capitalization of approximately $2.9B. The 52-week trading range was $45.58 to $62.37. This filing was assessed with positive market sentiment and an importance score of 7 out of 10.