East West Bancorp Posts Record Q3: $382M Net Income, $2.76 EPS; Raises FY26 NII Outlook
EWBC sits 34% above its 52-week low of $96.03.
Summary
East West Bancorp reported record Q3 2026 net income of $382M ($2.76 EPS) on record $823M revenue, and raised full-year NII growth guidance to 9-10% while narrowing its charge-off range to 15-20bps.
Key Events · Earnings and Guidance · EWBC
-
Record Q3 Earnings
Net income of $382M, or $2.76 per diluted share, up 5% quarter-over-quarter and 4% year-over-year; revenue a record $823M.
-
NIM Expansion, Record NII
Net interest income rose to a record $719M and NIM expanded 6bps to 3.49%, helped by a 2bps decline in total deposit cost to 2.08%.
-
Guidance Raised
FY2026 NII growth guidance lifted to 9-10% from 8-9%; net charge-off range narrowed to 15-20bps from 15-25bps.
-
Credit Cushion Built
Provision for credit losses increased to $45M from $33M, lifting the allowance to $865M, or 1.45% of loans HFI; NPAs at 0.30% of assets.
Analysis · EWBC · Finance
Records fell across the board: $382M net income ($2.76 diluted EPS), $823M revenue and $719M net interest income, with NIM up 6bps to 3.49% on lower deposit costs and asset repricing. Management raised FY2026 NII growth guidance to 9-10% from 8-9% and narrowed the net charge-off range to 15-20bps, while lifting the provision to $45M and the allowance to 1.45% of loans as a cushion against economic uncertainty. Asset quality is stable (NPAs 0.30% of assets, criticized loans 2.27% of loans HFI) and capital remains strong (CET1 15.4%, TCE 10.0%). The main soft spots are a 2% quarter-over-quarter decline in book value per share to $65.97 on AFS mark-to-market losses and a 2% dip in fee income, but profitability and the raised outlook are the dominant takeaways.
How filings like this one have moved
In the 30 days to Oct 21, 2026, 29.2% of the 1544 measured filings Wiseek scored 7 moved their stock by 5% or more by the next session's close. The median move was -0.49%. These are measured outcomes after filings of this importance, not a forecast for this one.
Measured one observation per ticker per day, after exclusions. Current figures: Filing Impact Tracker · open dataset
At the time of this filing, EWBC was trading at $128.27 on NASDAQ in the Finance sector, with a market capitalization of approximately $17.6B. The 52-week trading range was $96.03 to $137.47. This filing was assessed with positive market sentiment and an importance score of 7 out of 10.