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Enova International, Inc.

corporate_fare Company Profile

Enova International, Inc.

ENVA·NYSE·Finance·CIK 0001529864

Enova International, Inc. is a technology and analytics company that provides online financial services. In 2025, the company extended approximately $7.8 billion in credit or financing to borrowers. As of December 31, 2025, Enova offered or arranged loans or draws on lines of credit to consumers in 37 states in the United States and Brazil. It also offered or arranged financing to small businesses in 49 states and Washington D.C. in the United States. Enova utilizes its proprietary technology, analytics, and customer service to evaluate, underwrite, and fund loans or provide financing. The company serves consumers and small businesses with bank accounts who use alternative financial services due to limited access to traditional credit. Enova launched its online business in 2004 and, through December 31, 2025, has completed approximately 69.3 million customer transactions. It has also collected more than 95 terabytes of currently accessible customer behavior data since launch. The company has diversified its business by expanding markets and financing products, which include installment loans and line of credit accounts. Enova's success is attributed to its advanced technology systems, proprietary analytical models for predicting loan performance, sophisticated customer acquisition programs, and customer service. The company has developed proprietary underwriting systems based on over 21 years of collected data.

Enova International, Inc. (NYSE:ENVA) is a publicly traded company in the Finance sector. Wiseek has independently scored 22 items for ENVA at importance 7 or higher on its 1–10 market-impact scale.

Recent high-impact activity:

  • Enova International Reports Strong Q4 & Full Year 2025 Results with Double-Digit Growth and Improved Credit
  • Enova International Details Compensation for New CEO, CFO, and Executive Chairman

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$3.15B
Net Income
$308.39M
Diluted EPS
$11.52
Op. Cash Flow
$1.82B
Free Cash Flow
$1.77B
Gross Profit
$1.83B
Operating Income
$739.43M
Cash & Equivalents
$71.71M
Total Debt
$4.5B
Debt / Equity
3.37×
Net Margin
9.8%
Shares Outstanding
24.72M sh
Source: 10-K · filed 2026-02-20 · accession 0001193125-26-060461
$172.89
52-week range · as of 2026-09-17 $103.02 – $267.45
Market cap
$4.3B
Volume
310.5K (0.8× avg)
3-mo avg 373.4K
Live data · 2026-10-05 03:36 UTC · Market closed

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feed ENVA - Filings & News (Page 2)

ENVA
Jan 27, 2026, 4:16 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $157.70
Real-time Price: $172.89 info
Change: +$15.19 (+10%) info
Market Cap: $4.305B info
ENVA
Jan 02, 2026, 4:21 PM EST
Filing Type: 8-K/A
Importance Score:
7
Price at Filing: $161.96
Real-time Price: $172.89 info
Change: +$10.93 (+7%) info
Market Cap: $4.305B info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets