Enova Q2 Earnings: Revenue +22%, EPS +40%, Raises Full-Year Outlook
ENVA has more than doubled off its 52-week low of $99.61.
Summary
Enova reported Q2 2026 revenue of $929M (+22% YoY) and diluted EPS of $4.00 (+40% YoY), raised full-year guidance, and highlighted strong credit performance and record receivables.
Key Events · Earnings and Guidance · ENVA
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Revenue +22% to $929M
Total revenue rose 22% year-over-year to $929 million, driven by a 27% increase in originations to $2.3 billion.
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EPS +40% to $4.00
Diluted earnings per share increased 40% to $4.00; adjusted EPS of $4.31 rose 33% from $3.23 a year ago.
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Credit Quality Improves
Net charge-off ratio improved to 7.3% from 8.1% a year ago, and the 30+ day delinquency ratio remained stable sequentially.
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Full-Year Outlook Raised
Management raised its full-year 2026 outlook based on strong second-quarter results and current trends.
Analysis · ENVA · Finance
Enova delivered a strong quarter with revenue up 22% to $929M and diluted EPS surging 40% to $4.00. Credit quality improved as net charge-offs fell to 7.3% from 8.1%, and the company raised its full-year guidance. Originations grew 27%, pushing combined receivables to a record $5.5B. Liquidity remains robust at $929M. The results reinforce the company's growth trajectory and operational momentum, though the stock's reaction will depend on how the raised outlook compares to consensus expectations.
How filings like this one have moved
In the 30 days to Oct 5, 2026, 29.2% of the 1498 measured filings Wiseek scored 7 moved their stock by 5% or more by the next session's close. The median move was -0.63%. These are measured outcomes after filings of this importance, not a forecast for this one.
Measured one observation per ticker per day, after exclusions. Current figures: Filing Impact Tracker · open dataset
At the time of this filing, ENVA was trading at $218.00 on NYSE in the Finance sector, with a market capitalization of approximately $5.4B. The 52-week trading range was $99.61 to $246.38. This filing was assessed with positive market sentiment and an importance score of 7 out of 10.