EQUIFAX INC

Equifax Inc. is a global data, analytics, and technology company that provides information solutions for businesses, governments, and consumers, along with human resources business process automation and outsourcing services for employers. The company serves a diverse client base including financial institutions, corporations, government agencies, and individuals. Its services leverage extensive databases of consumer and business information from sources such as credit, financial assets, telecommunications and utility payments, employment, income, educational history, criminal justice, healthcare professional licensure and sanctions, demographic, and marketing data. Equifax employs advanced statistical techniques, artificial intelligence, machine learning, and proprietary software to analyze data, creating customized insights, decision-making and process automation solutions, and processing services. The company is a leading provider of information and solutions for payroll-related and human resource management business process services in the U.S., and e-commerce fraud and chargeback protection services in North America. For consumers, Equifax offers products and services to help them understand, manage, and protect personal information and make informed financial decisions. Additionally, it provides information, technology, and services for debt collections and recovery management. Equifax operates in four global regions: North America (U.S. and Canada), Latin America (Argentina, Brazil, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Peru, and Uruguay), Europe (U.K., Spain, and Portugal), and Asia Pacific (Australia, New Zealand, and India). Support operations are maintained in Chile, Costa Rica, India, and Ireland. The company also holds investments in consumer and/or commercial credit information companies through joint ventures in Brazil, Cambodia, Malaysia, and Singapore. Equifax Inc. was incorporated in Georgia in 1913, with its predecessor company dating back to 1899.