Equifax Q2 Revenue Climbs 11%, AI Cost-Savings Target Doubles, FY26 Guidance Issued, and Círculo de Crédito Acquired
EFX sits 18% above its 52-week low of $150.745.
Summary
Equifax reported Q2 2026 revenue of $1.70 billion (up 11%), raised its AI cost-savings goal to $150 million, guided full-year revenue to $6.71–$6.78 billion, and announced a $750 million acquisition of Círculo de Crédito. A $100 million legal settlement charge partially offset strong operational results.
Key Events · Earnings and Guidance · EFX
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Q2 Revenue +11%, Adjusted EPS +13%
Revenue reached $1.700 billion, with 10% local currency growth. Adjusted EPS of $2.25 beat expectations, driven by strong USIS (up 17%) and Workforce Solutions (up 7%).
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FY26 Guidance: Revenue $6.71–$6.78B, Adj. EPS $8.39–$8.69
Full-year revenue growth guidance of 10.5–11.6% reported, with adjusted EPS of $8.39–$8.69, bracketing consensus estimates.
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AI Cost Reduction Target Doubled to $150M
Equifax doubled its 2026–2028 AI-driven cost reduction target to $150 million, reflecting accelerating deployment of EFX.AI across operations.
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$750M Acquisition of Círculo de Crédito
Signed definitive agreement to acquire Mexico's fastest-growing credit bureau for $750 million enterprise value, expected to close in Q4 2026.
Analysis · EFX · Trade & Services
A strong second quarter saw Equifax post 11% revenue growth and a 13% rise in adjusted EPS, while the company doubled its AI-driven cost reduction target to $150 million. It also announced the $750 million acquisition of Círculo de Crédito, Mexico's fastest-growing credit bureau, and returned $366 million to shareholders. Full-year guidance brackets consensus, but a $100 million legal settlement accrual (net $40 million after insurance) for a previously-disclosed coding issue tempers the otherwise upbeat report.
How filings like this one have moved
In the 30 days to Oct 23, 2026, 36.8% of the 1044 measured filings Wiseek scored 8 moved their stock by 5% or more by the next session's close. The median move was -0.77%. These are measured outcomes after filings of this importance, not a forecast for this one.
Measured one observation per ticker per day, after exclusions. Current figures: Filing Impact Tracker · open dataset
At the time of this filing, EFX was trading at $177.49 on NYSE in the Trade & Services sector, with a market capitalization of approximately $21.4B. The 52-week trading range was $150.75 to $271.84. This filing was assessed with positive market sentiment and an importance score of 8 out of 10.