CVB Financial Corp.

CVB Financial Corp. is a bank holding company incorporated in California on April 27, 1981. The company's principal business is to serve as a holding company for Citizens Business Bank, National Association, and any other banking or banking-related subsidiaries it may establish or acquire. CVB Financial Corp. commenced business on December 30, 1981, by acquiring Chino Valley Bank, which later changed its name to Citizens Business Bank on March 29, 1996, and then to Citizens Business Bank, National Association ("CBB" or the "Bank") on December 15, 2025. The Bank is the company's primary asset. CVB Financial Corp. also has one inactive subsidiary, Chino Valley Bancorp. The company's main source of funds comes from dividends and other funds advanced from the Bank, as well as capital raised directly by CVB Financial Corp. As of December 31, 2025, the company reported $15.63 billion in total consolidated assets, $8.62 billion in net loans, $12.07 billion in deposits, and $2.30 billion in shareholders' equity. Citizens Business Bank, National Association, began operations on August 9, 1974, and converted from a California-chartered bank to a national banking association on December 15, 2025.